We have discussed medical aid GAP COVER in previous articles, but there is another step beyond and that is SUPER COVER PLUS GAP COVER.
What is the difference?
This incredible product provides members with the difference between medical aid tariff and private tariff for in-hospital service providers up to 700% with no annual limit.
It offers co-payment cover within the DSP (designated service provider network) of up to R50 000 per policy per annum. The benefits of a policy like SUPER COVER PLUS GAP COVER are huge, and for people who are having surgeries or suffering from dread diseases, this short-term policy is a must.
On top of that, there is an additional casualty benefit of R7 500 per policy per annum; R4 000 cover for the accidental death of the insured or the spouse of the insured; R2 000 cover for the accidental death of a dependant; and an additional R1 140 for six month GAP COVER premiums covered upon death of the original policyholder.
Cancer treatment can be a financial disaster for a family. Having to dip into family savings to cover medical expenses would be sad, but not having savings at all and needing treatment is tragic. Unforeseen medical expenses can be a drain on finances and plans. With SUPER COVER PLUS GAP COVER, oncology treatment above scheme tariff is covered up to R500 000 per policy per annum (subject to medical aid approved treatment plan being covered up to scheme tariff and within annual scheme oncology limit.)
Of course – as with any policy – there are certain limitations such as waiting periods, ward fees, theatre fees, minimum claim amounts, etc., but on the whole, it is worth it for your peace of mind and family’s financial well-being to play it safe and get the best GAP COVER money can buy.
For more information about SUPER COVER PLUS GAP COVER and other fantastic insurance products, contact Total Risk Administrators SA today on 011 372 1540.. Or, send an e-mail to email@example.com.
With Gap Cover from Total Risk Administrators, you get cover up to 7 times above what your medical aid will pay (subject to the annual limit). DON’T STRESS! THE GAP IS COVERED. See the video here:
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