total risk administrators (TRA) logo

2024 TRA / BIS Under-13 Soccer Tournament Finals

WOW!! 17th May 2024!! What an awesome finals day at the North End Stadium, East London. The standard of football was very high and great to watch. Thanks to the principal of St John’s Road Primary School for allowing the entire school to attend the early morning matches. At one point, the crowd even grew […]

TRA BIS Soccer Tournament

TRA, in conjunction with Border Icons in Sport (BIS) are sponsoring an Under 13 Primary Schools Soccer Tournament to be held in East London. Organised by the Stella Jessie Esbend Local Football Association (LFA) and Saints FC, and  held under the auspices of (BIS), this initiative reflects their motto of “Restoring the Soul and Dignity […]

Matt Sates shines at Swimming South Africa National Championships

The country’s elite swimmers gathered in Port Elizabeth last week for 6 days, at the Swimming South Africa Senior National Championships. This was indeed a special championship and was a qualifying event for the Paris 2024 showpiece taking place in July and August of this year. Of course, among them is our own 20-year-old Matt […]

What is Medical Gap Cover?

What is Medical Gap Cover?

Medical gap cover is not a medical insurance plan but a supplementary health insurance policy. It acts as a financial safety net, bridging the difference, or “gap,” between what your medical aid scheme pays for and the fees charged by private medical professionals should they be above your scheme’s allocated amount. This cover for unexpected […]

The Future of Gap Cover

Doctor hi-fiving toddler

In general, we all aim to ensure that our health, and that of our loved ones, is looked after. However, the past few years have shown that there are no guarantees regarding healthcare. This is where gap cover comes in. Gap cover covers the in-hospital shortfalls of medical aids when they don’t finance everything a […]

Hellopeter Ranks TRA – As the Best Gap Cover in South Africa.

TRA-Top-10-gap-cover-providers

Taking out medical gap cover can prove life-saving, especially when you are admitted to a hospital and risk incurring shortfall costs. Medical aid scheme rules and regulations can be exasperating and frustrating to follow. Why do our medical aid benefits run out when we need them the most? And why do medical aids cover some […]

How to Future-Proof Your Healthcare

Frustrated woman in front of computer

The South African private healthcare sector is world-renowned for its effectiveness and professionalism. This, however, does not come cheap. South Africans have felt the cost of medical aid in their pockets for years, and private healthcare costs are only increasing. Medical aids can’t always afford to cover everything – this is where gap cover comes […]

The Ultimate Hospital Bag Checklist for Mom and Baby

Hospital Bag Checklist for Mom and Baby

Knowing what to pack in your hospital bag can be difficult for an expecting mom, especially if this is your first hospital delivery. Before packing at all, you need to prepare emotionally and financially for this life-changing event. Get your medical aid and gap cover insurance in place before pregnancy to avoid lengthy waiting periods. […]