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When gap insurance doesn’t cover you

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Gap cover covers the gap or shortfall between what your medical aid scheme pays and what private doctors charge for in-hospital events. People assume that if they have a medical aid scheme that they cover 100% if an operation arises. This is not always the case! Gap cover is not very expensive and is so […]

The difference between medical aid and medical insurance: Which is better?

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Medical aid and medical insurance are different types of healthcare coverage that can provide financial assistance for medical expenses. Which one is better depends on many different factors. This includes individual circumstances, such as personal health status, budget, and preference. This article will help guide you through your options. What are medical aids? Medical aid, […]

What happen when you are pregnant and you need gap cover

Man touching a pregnant woman's belly

If it is that time in your life when you are thinking about starting a family one day soon, it’s important to make sure that you have an existing maternity plan in place. If you are thinking about having kids, now is the time to review what cover you have that includes those benefits. What […]

Can foreigners get medical aid?

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As a non-South African citizen, you are probably wondering if you qualify for medical aid in South Africa- especially if you are a foreigner planning on living in South Africa for a longer period of time. The good news is, you may be entitled to join a medical aid scheme. If you are in a […]

Gap Cover with No Waiting Period – TRA’s Guide

Gap with no waiting period

In South Africa, medical expenses can be a significant financial burden for many people. That’s why Total Risk Administrators (TRA) offers a range of medical gap products, including Gap Cover. Gap Cover pays for the difference between what medical specialists charge and what your chosen medical aid is willing to pay. It’s important to note […]

Breast Cancer Symptoms and Causes

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One in 31 South African women will be diagnosed with breast cancer in her lifetime, making it the most common type of cancer across the country. However, early detection can stop cancer from spreading which is why it is important to be informed on the symptoms and to have regular screenings. Types of breast cancer […]

Qualifying For Gap Cover: All You Need To Know

Qualifying For Gap Cover: All You Need To Know

Today more than ever, with the wide range of medical aid schemes and gap cover providers, just about everyone can have some form of medical coverage in place. And whilst almost anyone can qualify for gap cover, you do have to have to be a member of a medical aid scheme in place to be […]

Exciting Benefits of the TRA Assist App

TRA mobile app - panic button

TRA has partnered with eASSIST in order to bring exciting unique services through the TRA Assist app. The TRA Assist app is available to all main policyholders with an added function of being able to add dependents who are over the age of 18. If you would like to make full use of the app’s […]

Covid-19 and TRA Gap Cover

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In a dynamic medical scheme environment, medical aid coverage has become insufficient in most cases, often leaving a costly shortfall expense that becomes the burden of the patient. In a time where isolation and precaution are a norm, we can no longer rely on prevention in the case of contracting the deadly virus. With the […]

Does My Funeral Policy Plan Cover A Covid-19 Death?

Young woman looking at documents

The past year has undoubtedly shown the tragedy that can ensue when unpredictable situations such as Covid-19 arise and the necessary planning is not in place. In light of the recent confrontation of our own mortality, funeral cover policyholders are encouraged to familiarise themselves with their policy coverage and exclusions. Total Risk Administrators will cover […]