Gap Cover: The Short-Term Insurance That You Absolutely Need Over and Above Your Medical Aid
Health is like money - you only stress when it falls short. TRA offers comprehensive medical gap cover as short-term health insurance.
Total Risk Administrators
April 2026
Health is like money - you only stress when it falls short. TRA offers comprehensive medical gap cover as short-term health insurance.
Looking after both our physical and mental health requires balance. With TRA gap cover, it can be easier to maintain this priority.

Understand the importance of sleep and how your sleep quality can affect your well-being. Watch TRA’s podcast episodes to find out more!
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Gap cover can shield you from unexpected medical expenses, discover the 5 reasons you need gap cover in South Africa.
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Gap cover pays the difference between what your medical aid covers and what specialists charge. TRA answers the question “What is Gap Cover?”
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