Vital Cover Plus
Gap Cover
Our Second Entry Level Product
Vital Cover Plus is our second entry level product, which is sufficient in providing for Gap cover, Casualty cover, Co-Payment cover, Sub-Limit cover and a separate Oncology benefit that provides Oncology Gap cover and Oncology Co-Payment cover.
Individuals
R300/m
Families
R300/m
Over 65's
R450/m
The Vital Cover Plus option covers up to 700% above medical aid scheme tariff.
This means that if your service provider charges anything up to 7 times what your medical aid will
cover, TRA will provide for this GAP, subject to the annual limit. Waiting periods may apply.
Cover up
to 700%
Fast Claim
Payouts
Easy Claims
Process
Excellent
Service
Out-of-hospital
Benefits
Affordable Prices
From R300 p/m
Automatic Claim
Submission
Vital Cover Plus
Sometimes accidents occur and you need to rush to casualty.
Your medical aid does not always cover the total costs in full. Whether payment comes from your medical scheme savings account or day-to-day benefit, the gap will be covered, provided it is for an ACCIDENT, and the treatment provided is at a casualty unit linked to a hospital.
Sometimes the medical aid will not account for anything regarding this casualty visit, leaving you to cover the bill in full. This benefit will cover you for up to R8 800 per policy per annum (subject to the annual limit*) EVEN IF YOUR MEDICAL AID COVERS NOTHING.
Children under the age of 8 ONLY – May be admitted for any treatment at a casualty unit linked to a hospital between the hours of 7 pm to 7 am from Monday to Friday, from 7 pm on a Friday until 7 am on a Monday, and all day on a public holiday
Accidents happen! Unfortunately, some severe accidents may even result in death. The situation is made worse if that person was the main breadwinner. Costs can run into the thousands and often funds are tied up to an estate.
Provides cover towards a policyholder’s medical aid contribution in the case of the accidental death of the main policyholder. Cover is limited to the lower of the actual medical aid contribution or the maximum amount allowed. 6 months. Up to a max. of R4 400 per month.
*Annual Limit: The Basic Gap, Co-Payments, Sub-Limits, Casualty and Oncology Gap benefits
are subject to the aggregate gap cover annual limit of R210 580 per insured person per annum.
(This limit may change due to regulatory amendment).
*Annual Limit: The Basic Gap, Co-Payments, Sub-Limits, Casualty and Oncology Gap benefits are subject to the aggregate gap cover annual limit of R210 580 per insured person per annum. (This limit may change due to regulatory amendment).
Ezra saved R 74 569.15. By choosing Vital Cover Plus, you can too.
Your medical aid, just like Ezra’s, may not cover 100% of the private rate of the medical practitioner, resulting in a shortfall payment due from you.
Eliminate the financial worry from the stress of a hospital operation or stay
Attending Doctor
Orthopaedic Surgeon
Specialist Anaesthesiologist
Private Rate
R 135 269.03
R 42 516.76
R 177 785.79
Medical Aid Tariff
R 87 464.90
R 14 343.06
R 101 807.96
Gap Cover
R 47 804.13
R 26 765.02
R 74 569.15
Your Share
R 0
R 0
R 0
Terms & Conditions Apply.
Ezra saved R 74 569.15. By choosing Vital Cover Plus, you can too.
Your medical aid, just like Ezra’s, may not cover 100% of the private rate of the medical practitioner, resulting in a shortfall payment due from you.
Eliminate the financial worry from the stress of a hospital operation or stay.
Terms & Conditions Apply.
Gap Cover is an insurance policy that covers the difference between
what your medical aid pays and what service providers charge for
in-hospital expenses.
Gap Cover is an insurance policy that covers the difference between what your medical aid pays and what service providers charge for in-hospital expenses.
In this article, we will unpack the gap cover offerings of Total Risk Administrators (TRA) and Turnberry Gap Cover. We
This article will unpack the medical gap cover insurance offerings from two prominent providers: Total Risk Administrators (TRA) Gap Cover
Gap cover essentially helps to cover the shortfalls between what your medical aid pays and the actual costs of medical
16 Jersey Drive, Longmeadow
Business Estate East
16 Jersey Drive, Longmeadow
Business Estate East
16 Jersey Drive, Longmeadow
Business Estate East
USEFUL LINKS
Copyright © 2024. | Terms and Conditions Apply. | Errors and Omissions Excepted.
Copyright © 2024. | Terms and Conditions Apply. | Errors and Omissions Excepted.
We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.