Female Cancer
Cover
Comprehensive Female Cancer Cover
in South Africa
Welcome to our Female Cancer Cover Product range, a financial safety net designed specifically for South African women. We understand the unique health challenges women face, especially when it comes to battling prevalent cancers such as breast and cervical cancer. Our cover is designed to provide a pre-determined lump sum payout upon the confirmed diagnosis of certain female cancers, offering you financial support when you need it most.
Many medical aid schemes in South Africa do not include comprehensive female cancer benefits by default. Our Female Cancer Cover fills this gap, providing an additional layer of financial protection on top of your existing medical aid and gap cover.
Understanding the Costs of Cancer in South Africa
The financial burden associated with a cancer diagnosis can be overwhelming.
Here’s a breakdown of the potential costs you might face:
1. Medical Costs:
Diagnostic tests, treatment and aftercare can
range from R1,800 to R250,000, depending on
the type and stage of cancer.
Diagnostic tests, treatment and aftercare can range from R1,800 to R250,000, depending on the type and stage of cancer.
2. Insurance-Related Costs:
To help cover a portion of the treatment costs. Gap cover insurance helps bridge the gap between what your medical aid covers & the actual cost of treatment.
3. Associated Costs:
Additional expenses can include transport,
time off work, special nutrition, wigs, and
special bras after surgery.
Additional expenses can include transport, time off work, special nutrition, wigs, and special bras after surgery.
4. Aftercare Costs:
Post-treatment costs include drugs to prevent
recurrence and ongoing doctors’ visits and
health checks.
Post-treatment costs include drugs to prevent recurrence and ongoing doctors’ visits and health checks.
Our Products
We offer three levels of Female Cancer Cover to meet your unique needs and budget:
 | Grand - From R130 p/m | A lump sum payout of R50,000 per unrelated occurrence upon the confirmed diagnosis of certain female cancers, with an accidental death benefit of R5,000. The monthly premium ranges from R130 to R250 depending on your age. |
 | Supreme - From R225 p/m | A lump sum payout of R100,000 per unrelated occurrence, with an accidental death benefit of R10,000. The monthly premium ranges from R225 to R500. |
 | Ultimate - From R315 p/m | A lump sum payout of R150,000 per unrelated occurrence, with an accidental death benefit of R15,000. The monthly premium ranges from R315 to R750. |
A lump sum payout of R50,000 per unrelated occurrence upon the confirmed diagnosis of certain female cancers, with an accidental death benefit of R5,000. The monthly premium ranges from R130 to R250 depending on your age.
A lump sum payout of R100,000 per unrelated occurrence, with an accidental death benefit of R10,000. The monthly premium ranges from R225 to R500.
A lump sum payout of R150,000 per unrelated occurrence, with an accidental death benefit of R15,000. The monthly premium ranges from R315 to R750.
FOR HIM BENEFIT (OPTIONAL)
We also offer an Optional For Him Benefit, which is conditional upon there being a Female Cancer Cover Policy in place. This benefit provides a lump sum payout upon the confirmed diagnosis of certain male cancers, with an accidental death benefit. The payout and monthly premium vary based on the level of cover:
 | Select - From R75 p/m | A lump sum payout of R25,000 per unrelated occurrence, with an accidental death benefit of R5,000. The additional monthly premium ranges from R75 to R180. |
 | Prime - From R125 p/m | A lump sum payout of R50,000 per unrelated occurrence, with an accidental death benefit of R10,000. The additional monthly premium ranges from R125 to R300. |
 | Peak - From R180 p/m | A lump sum payout of R75,000 per unrelated occurrence, with an accidental death benefit of R15,000. The additional monthly premium ranges from R180 to R480. |
A lump sum payout of R25,000 per unrelated occurrence, with an accidental death benefit of R5,000. The additional monthly premium ranges from R75 to R180.
A lump sum payout of R50,000 per unrelated occurrence, with an accidental death benefit of R10,000. The additional monthly premium ranges from R125 to R300.
A lump sum payout of R75,000 per unrelated occurrence, with an accidental death benefit of R15,000. The additional monthly premium ranges from R180 to R480.
*The cancer must be confirmed by evidence of malignancy by a qualified
oncologist or pathologist.
*The cancer must be confirmed by evidence of malignancy by a qualified oncologist or pathologist.
Why Choose Our Female Cancer Cover?
We offer a comprehensive solution tailored to the needs of South African women. Our Female Cancer Cover is more than just a policy – it’s a commitment to your health and well-being. Secure your health with us today and focus on what truly matters – your fight against cancer.
TRA Assist
TRA has partnered with MobiMed to provide a mobile app which has exciting services available to all Gap Cover and Female Cancer Cover policyholders, irrespective of option choice. If a policyholder does not want to or cannot download the app, they can still utilise these services by using the Assist Number (087 135 1241).
Services included: Home Drive Service (includes “Own Vehicle” OR “Uber” services – 6 trips per policy per annum), 24/7 Panic Button, Medical Health and Trauma Counselling Line, Submit Claim – Access via TRA mobile app or the Assist line.
The above services can be accessed by the main female policyholder, and she can invite her male dependant (if applicable) to have access to these services too. If you already have or join TRA Gap Cover, you will not have access to these services again.
A full list of terms and conditions can be viewed here.
Gap Cover is an insurance policy that covers the difference between
what your medical aid pays and what service providers charge for
in-hospital expenses.
Gap Cover is an insurance policy that covers the difference between what your medical aid pays and what service providers charge for in-hospital expenses.
In this article, we will unpack the gap cover offerings of Total Risk Administrators (TRA) and Turnberry Gap Cover. We
This article will unpack the medical gap cover insurance offerings from two prominent providers: Total Risk Administrators (TRA) Gap Cover
Gap cover essentially helps to cover the shortfalls between what your medical aid pays and the actual costs of medical
16 Jersey Drive, Longmeadow
Business Estate East
16 Jersey Drive, Longmeadow
Business Estate East
16 Jersey Drive, Longmeadow
Business Estate East
Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider.
Reg No 1999/024507/07
FSP No 40815
Total Risk Administrators Pty (Ltd)
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