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Femme Cover - 2019

Premium Per Life Insured Per Month:

50

Femme 50

R125 p/m

This option will ensure that a lump sum cash benefit of R50 000 will be paid out to the policyholder, upon confirmed diagnosis of one of the listed female cancers.

100

Femme 100

R220 p/m

This option will ensure that a lump sum cash benefit of R100 000 will be paid out to the policyholder, upon confirmed diagnosis of one of the listed female cancers.

Female Cancer Cover

Premium Per Life Insured Per Month:

50

Grand

From R130 p/m

This option will ensure that a lump sum benefit of R50 000 will be paid out to the policyholder, upon confirmed diagnosis of one of the listed female cancers.

100

Supreme

From R225 p/m

This option will ensure that a lump sum benefit of R100 000 will be paid out to the policyholder, upon confirmed diagnosis of one of the listed female cancers.

150

Ultimate

From R315 p/m

This option will ensure that a lump sum benefit of R150 000 will be paid out to the policyholder, upon confirmed diagnosis of one of the listed female cancers.

If you have a Female Cancer Cover Policy in place, your spouse/ common law partner qualifies for the optional For Him Benefit. This benefit provides a predetermined lump sum of money upon diagnosis for authorised male cancers. This is not a stand-alone product.

Optional For Him Benefit

Premium Per Life Insured Per Month:

25

Select

From R75 p/m

This option will ensure that a lump sum benefit of R25 000 will be paid out to the policyholder, upon confirmed diagnosis of one of the listed male cancers.

50

Prime

From R125 p/m

This option will ensure that a lump sum benefit of R50 000 will be paid out to the policyholder, upon confirmed diagnosis of one of the listed female cancers.

75

Peak

From R180 p/m

This option will ensure that a lump sum benefit of R75 000 will be paid out to the policyholder, upon confirmed diagnosis of one of the listed female cancers.

*The cancer must be confirmed by evidence of malignancy by a qualified oncologist or pathologist.

Our Female Cancer Cover Policies

Provides cover for the following female cancers:

Cervical cancer, breast cancer, vaginal cancer, uterine cancer, ovarian
cancer, bladder cancer & cancer of the fallopian tubes.

Femme Cover Overview Icon
Provide benefits for the female policyholder only.
Femme Cover Overview Icon
Impose an entry age limit of 65 years.
Femme Cover Overview Icon
Impose a termination date of 65 years.
Femme Cover Overview Icon
Apply a general 3 month waiting period.
Femme Cover Overview Icon
Pay out for more than one occurrence provided that they are unrelated.
When are you not covered under the Cancer Cover policy?


  1. Where the claim is related in the opinion of the Insurer, directly or indirectly, to any pre-existing condition (including for any Cancer) for which the Policyholder and/or male dependant sought or should have sought medical advice and/or treatment during the 24 months before the join date of this cover.
  2. Where at the time of applying for cover, the person insured does not complete our declaration of good health.
  3. Where the Policyholder does not respond to our request for:
    • medical examination for the insured;
    • release of medical records and information.
  4. Where a claim relates to Cervical Intraepithelial Neoplasia defined by the World Health Organisation as CIN I,Il or III.

How do you claim?


Submit certified copies of the confirmed initial diagnosis and related date of one the cancer conditions covered to claims@totalrisksa.co.za.
Claims will be paid via EFT into the bank account identified by the policyholder.


A full list of terms and conditions can be viewed here.