TRA is excited to partner with ER24 Assist
in offering the following complimentary benefits to all of our GAP COVER policyholders, irrespective of option choice:
TRA GAP COVER & HEALTHCARE INSURANCE SOLUTIONS
Interested in healthcare insurance?
Total Risk Administrators (Pty) Ltd is an administrator of a range of products designed to provide insurance.
Our range of products includes Gap Cover, Femme Cover and Funeral Cover.
GAP COVER
The gap is covered in instances where there is a shortfall between what service providers charge and what your medical aid scheme will cover for in-hospital expenses.
FEMME COVER
Femme Cover will assist you by paying out a pre-determined lump sum of money upon confirmed diagnosis of certain female cancers.
FUNERAL COVER
Funeral Cover will assist you by paying out a pre-determined lump sum of money to a policyholder or registered beneficiary.
FAQ
What is Gap Cover?
The gap is covered in instances where there is a shortfall between what service providers charge and what your medical scheme will cover for in-hospital expenses.
What does Gap Cover pay for?
TRA Gap Cover will pay up to 7 times above medical aid rates. Some of our options offer co-payment and sub-limit cover. For more information go here.
Which Gap Cover options are available?
Please see here.
How long are the Gap Cover waiting periods?
There is no general waiting period. A 10 month condition specific waiting period, a 9 month cancer diagnosis waiting period, and a 6 month pre-existing condition waiting period will apply. For more information refer to our terms and conditions document here.
View our full FAQ list here.
Forms & Fact Sheets
Download Conflict of Interest Policy.
Download Complaints Policy.
Download Treating Customers Fairly Policy.
Download POPIA
Download PAIA
Download Claims Management Framework