TRA GAP COVER & HEALTHCARE INSURANCE SOLUTIONS

Interested in healthcare insurance?

Total Risk Administrators (Pty) Ltd is an administrator of a range of products designed to provide insurance.
Our range of products includes Gap Cover, Femme Cover and Funeral Cover.

gap cover

GAP COVER

The gap is covered in instances where there is a shortfall between what service providers charge and what your medical aid scheme will cover for in-hospital expenses.

femme cover

FEMME COVER

Femme Cover will assist you by paying out a pre-determined lump sum of money upon confirmed diagnosis of certain female cancers.

funeral cover

FUNERAL COVER

Funeral Cover will assist you by paying out a pre-determined lump sum of money to a policyholder or registered beneficiary.

TRA is excited to partner with ER24 Assist

in offering the following complimentary benefits to all of our GAP COVER policyholders, irrespective of option choice:

TraAssist
Tra Assist
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FAQ

What is Gap Cover?

The gap is covered in instances where there is a shortfall between what service providers charge and what your medical scheme will cover for in-hospital expenses.

What does Gap Cover pay for?

TRA Gap Cover will pay up to 7 times above medical aid rates. Some of our options offer co-payment and sub-limit cover. For more information go here.

How long are the Gap Cover waiting periods?

There is no general waiting period. A 10 month condition specific waiting period, a 9 month cancer diagnosis waiting period, and a 6 month pre-existing condition waiting period will apply. For more information refer to our terms and conditions document here.

View our full FAQ list here.

Forms & Fact Sheets

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CONTACT US!

Physical Address

16 Jersey Drive, Longmeadow Business Estate East, 1609

Postal Address

P.O. Box 8012, Greenstone, 1616

Contact Numbers

Tel: 011 372 1540
Fax: 011 372 1579

Email

General Queries: info@totalrisksa.co.za
Claims: claims@totalrisksa.co.za
New Applications: membership@totalrisksa.co.za
Brokers/Commissions:  brokerqueries@totalrisksa.co.za