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WHY TRA?

Reliable Insurance Products
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Gap Cover

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Female Cancer Cover

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FREQUENTLY ASKED QUESTIONS

How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

OUR LATEST NEWS
20 July 2026News, TRA News

Can foreigners get medical aid?

Yes. As a foreigner planning to live in South Africa for a longer period, you can join a medical aid

16 July 2026TRA News

What Is a Sub-Limit and How Does Gap Cover Protect You From It?

A sub-limit is a cap your medical aid places on a specific procedure or item, separate from your overall annual

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16 July 2026TRA News

Gap Cover for Out-of-Hospital Procedures: What Is Covered and What Is Not?

Gap cover pays for some out-of-hospital procedures, but only a narrow, defined set, mostly scans and scope co-payments (and these

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