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Our Forms & Fact Sheets

Frequently Asked Questions

The gap is covered in instances where there is a shortfall between what service providers charge and what your medical scheme will cover for in-hospital expenses.

TRA Gap Cover will pay up to 7 times above medical aid rates. Some of our options offer co-payment and sub-limit cover. For more information go here

Please view our Gap Cover page here

There is no general waiting period. A 10 month condition specific waiting period, a 9 month cancer diagnosis waiting period, and a 6 month pre-existing condition waiting period will apply. For more information refer to our terms and conditions document here