The Best Gap Cover in South Africa: Going The exTRA Mile for their Clients

lady looking at her laptop screen holding a pen

Gap cover has become an essential safeguard against unforeseen medical expenses for South Africans. With so many options available, understanding how to choose the best gap cover provider is crucial. Total Risk Administrators (TRA) stands out in this competitive field. It boasts a first-place ranking for gap cover on Hellopeter, a testament to its exceptional […]

TRA’s Support for Out-of-Hospital Procedures

TRA's Support for Out-of-Hospital Procedures

Total Risk Administrators (TRA) is committed to offering comprehensive gap cover for various out-of-hospital procedures. The following article expands on the outpatient support highlighted in the TRA Out-of-Hospital Procedure List for 2024. TRA’s Enhanced Outpatient Coverage Our out-of-hospital policy guarantees that patients receive essential financial assistance for medical treatments outside the hospital. Please note that […]

TRA’s Gap Cover Exclusion Policy

Gap cover policy exclusion

Policyholders need to understand that having medical aid does not guarantee that your insurer will cover all of your medical bills. Sometimes, you may need to pay an extra amount, which is known as a shortfall. In such situations, if the medical treatment is included, a gap cover policy in addition to your medical aid […]

TRA Gap Cover pricing plans

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If you ask a number of people if they know what gap cover is, many might have a general idea but some might not have a clue. There is a common misconception that you do not require a gap cover plan if you have a medical aid in place and that you will be 100% […]

What is Medical Gap Cover?

What is Medical Gap Cover?

Medical gap cover is not a medical insurance plan but a supplementary health insurance policy. It acts as a financial safety net, bridging the difference, or “gap,” between what your medical aid scheme pays for and the fees charged by private medical professionals should they be above your scheme’s allocated amount. This cover for unexpected […]

Navigating the Claims Process with TRA

Navigating the Claims Process with Total Risk Administrators

As a trusted gap cover provider across South Africa, TRA continues to stand out as a reliable industry expert, helping individuals and families bridge the financial gaps left by traditional medical aid schemes. Understanding how to navigate the claims process with TRA is paramount to ensure you get the best experience with us and every […]

Bridging the Gap: Prioritising Mental Health with TRA’s Gap Cover

Bridging the Gap: Prioritising Mental Health with TRA's Gap Cover

Today, more than ever, balancing the demands of life can often feel overwhelming. We find ourselves trying to juggle many aspects of daily life, and at times, our health can fall victim to this aftermath. While burnout of this nature can manifest visually in our physical health, our mental health is more likely than not […]

Understanding The Benefits: TRA Gap Cover Explained

TRA gap cover benefits

As the cost of medical expenses continues to rise, having comprehensive healthcare coverage cannot be overlooked. While general medical aid schemes in South Africa offer valuable protection, they may not cover all medical costs and expenses applicable in various situations. This can leave families and individuals vulnerable to potential financial burdens as bills rack up. […]

Maternity Gap Cover: Pre and Post-Labour Considerations.

Maternity gap cover

Having access to quality medical care is essential, even more so during pregnancy when leading up to the birth of your bundle of joy. Preparing for labour is critical to ensuring the health and well-being of both expectant mothers and their unborn children come first. However, the cost of such services can be a burden […]