Total Risk administrators (PTY) Ltd (TRA) is an authorised financial services provider – FSP No 40815. TRA has been in operation since 1999. We offer a range of products designed to provide insurance solutions. We are underwritten by Auto & General and Guardrisk, and have licenses in both short-term and long-term categories.

TRA Goals: A Stress Free experience

• Our value lies in our wish to give customers a satisfactory experience from start to finish.
• Treating Customers Fairly (TCF) is our main aim.
• We have designed products which are beneficial, relevant, fair and cost-efficient.
• We provide clear and detailed information regarding these benefits.
• Our team is always readily available to assist you, so that the process of applying, joining and claiming is a seamless experience.
• Our claims turnaround is unmatched.
• We offer structure yet flexibility in our communications strategy, by maintaining our brand awareness, whilst being open to feedback for change and development.
• We are always trying to evolve and make ourselves the best provider we can be.


We currently provide healthcare insurance solutions for the following clients:


Renaissance Health Medical Aid Fund
Namibian Health Plan (NHP)
Symphony Health