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About TRA

The preferred healthcare insurance company

Total Risk Administrators (PTY) Ltd (TRA) is an authorised financial services provider – FSP No 40815. TRA has been in operation since 1999. We offer a range of products designed to provide insurance solutions. We are underwritten by Auto&General and Guardrisk, and have licenses in both short-term and long-term categories.

Total Risk Administrators has Specialist staff with years of insurance, clinical and healthcare administration experience, so there’s really no need to stress! This GAP is indeed Covered.

WE PROVIDE HEALTHCARE INSURANCE SOLUTIONS
FOR OUR CLIENTS

About TRA

The preferred healthcare insurance company

Total Risk Administrators (PTY) Ltd (TRA) is an authorised financial services provider – FSP No 40815. TRA has been in operation since 1999. We offer a range of products designed to provide insurance solutions. We are underwritten by Auto&General and Guardrisk, and have licenses in both short-term and long-term categories.

Total Risk Administrators has Specialist staff with years of insurance, clinical and healthcare administration experience, so there’s really no need to stress! This GAP is indeed Covered.

WE PROVIDE HEALTHCARE INSURANCE SOLUTIONS
FOR OUR CLIENTS

About TRA

The preferred healthcare insurance company

Total Risk Administrators (PTY) Ltd (TRA) is an authorised financial services provider – FSP No 40815. TRA has been in operation since 1999. We offer a range of products designed to provide insurance solutions. We are underwritten by Auto&General and Guardrisk, and have licenses in both short-term and long-term categories.

Total Risk Administrators has Specialist staff with years of insurance, clinical and healthcare administration experience, so there’s really no need to stress! This GAP is indeed Covered.

WE PROVIDE HEALTHCARE INSURANCE SOLUTIONS
FOR OUR CLIENTS

A STRESS FREE EXPERIENCE

  • Our value lies in our wish to give customers a satisfactory experience from start to finish.
  • Treating Customers Fairly (TCF) is our main aim.
  • We have designed products which are beneficial, relevant, fair and cost-efficient.
  • We provide clear and detailed information regarding these benefits.
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  • Our team is always readily available to assist you, so that the process of applying, joining and claiming is a seamless experience.
  • Our claims turnaround is unmatched.
  • We offer structure yet flexibility in our communications strategy, by maintaining our brand awareness, whilst being open to feedback for change and development.
  • We are always trying to evolve and make ourselves the best provider we can be.

FREQUENTLY ASKED QUESTIONS

What is Gap Cover?

Gap Cover is an insurance policy that covers the difference between what your medical aid pays and what service providers charge for
in-hospital expenses.

FREQUENTLY ASKED QUESTIONS

What is Gap Cover?

Gap Cover is an insurance policy that covers the difference between
what your medical aid pays and what service providers charge for
in-hospital expenses.

Gap Cover is an insurance policy that covers the difference between what your medical aid pays and what service providers charge for in-hospital expenses.

OUR LATEST NEWS

12 July 2024News, TRA News

Unpacking Gap Cover Service Providers: TRA and Stratum Benefits Gap Cover 

Gap service providers are crucial in bridging the financial shortfalls that medical aid may not fully cover. This article will

12 July 2024News, TRA News

Unpacking Gap Cover Service Providers: TRA and Dischem Gap Cover

Signing up with a gap service provider ensures the financial shortfalls that your medical aid may not fully cover are

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25 June 2024News, TRA News

Unpacking Gap Cover Service Providers: Discovery Gap Cover

TRA and Discovery Health Gap service providers are essential in covering the financial shortfalls of the medical scheme (medical aid),

Read More