Gap Cover For Pregnancy: All You Need to Know
Navigating medical cover can be challenging, especially when you are preparing for your new addition to the family. One of the many considerations for expectant parents is gap cover. Gap Cover is not a medical aid; it is supplementary insurance designed to cover the shortfall between what your medical aid pays and the actual cost […]
Busting Gap Cover Myths and Misconceptions
Discrediting common Gap Cover misconceptions with Total Risk Administrators, revealing its crucial role in complementing medical aid.
TRA’s Travel Insurance
Travelling is an exciting adventure that many South Africans embark on for various reasons, but with the thrill of exploring new destinations comes uncertainty and risk. This is where travel insurance comes in, providing a safety net for travellers in case of unforeseen circumstances. TRA’s International Travel Insurance: This is an outline of Total Risk […]
Why the Annual Aggregate Limit has increased
Do you know what the annual aggregate limit for your medical aid or gap cover provider is and how this can affect you and your family? Terms used in insurance can often be complicated and overwhelming. However, it is essential for medical aid members to understand what these terms mean and how it affects their […]
5 of The Most Common Cancers in South African Women
Following a cancer diagnosis, many changes follow, but the transition period can be eased slightly with health and financial planning. Cancer is a serious health concern that affects millions of people worldwide. In South Africa, cancer is a major public health issue and is responsible for a significant number of deaths each year. Cancer is […]
The Importance Of Gap Cover While Pregnant: All You Need To Know
Pregnancy comes with its own set of blessings, challenges and changes, and while so much is transitioning, your medical cover should too. Gap cover during pregnancy is of great importance in ensuring the safety of both you and your baby, helping immensely in the bigger scheme of things. What is Gap Cover? Gap cover is […]
A necessity for every South African medical aid holder – Medical Gap Cover
When asking a number of people whether they know what TRA Gap Cover is or what it entails, much to your surprise, responses may vary from having a general idea to having no clue at all. Now more than ever, it is especially critical to ensure that you and your family are covered through your […]
Global Credit Rating for Medical Schemes – Are you securely covered?
Global Credit Rating (GCR) is Africa’s leading insurance rating system. It plays a vital role in the South African medical schemes industry. The GCR system is a relative and systematic rating using an analysis of the strengths and weaknesses of a company and the debt instruments issued by that business. The GCR is useful for […]
Why has the Annual Aggregate Limit increased?
Do you know what the annual aggregate limit for your gap cover provider is and how this can affect you and your family? Terms used in insurance can often be complicated and overwhelming. However, it is important for medical aid and gap cover members to understand what these terms mean and how it affects their […]
Why investing in gap cover in 2022 is a good idea
Globally, we’re all in a financial pinch. The cost of living has increased dramatically, and according to Statistics South Africa, the current inflation rate is 5.9%. The last time our country experienced an inflation rate this high was in 2017 at a rate of 6.6%. That, of course, begs the question – which expenses stay […]