The Affordable Medical Aid Option: Hospital Plan and Gap Cover
A hospital plan is one of the medical aid options in South Africa. Pairing it with gap cover protects against shortfalls at a lower cost.
Total Risk Administrators
June 2026
A hospital plan is one of the medical aid options in South Africa. Pairing it with gap cover protects against shortfalls at a lower cost.
Most Medical Gap Insurance policies have general waiting periods before any claims can be processed.
Almost anyone can qualify for gap cover by having a medical aid scheme in place. Looking to learn more? TRA is here to lead the way.
Explore TRA and Dischem's gap cover options, highlighting key benefits, monthly premiums, and coverage details.
Get extra cover where Discovery Medical Aid stops. TRA Gap Cover helps cover medical shortfalls with no general waiting period.

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