Gap Cover and Pre-Existing Conditions: Will You Be Covered?
Will an old injury or a previous cancer diagnosis disqualify you from gap cover? Here is how TRA handles pre-existing conditions & the waiting periods that apply
Total Risk Administrators
May 2026
May 2026
What Is TRA’s Absolute Cover Plus Offering?
Absolute Cover Plus is TRA's premium gap cover option. Get up to R226 881 annual cover for hospital procedures, oncology treatment & more.
Super Cover Plus: Our Mid-Range Gap Cover Product
Super Cover Plus is TRA’s mid-range Gap Cover product, which provides Gap Cover, Casualty cover, Co-Payment cover, and Sub-Limit cover.
What Does 200%, 500% or 700% Gap Cover Actually Mean? Tariff Percentages Explained
Gap cover percentages like 200%, 500% & 700% confuse most people on first reading. Here is what they mean & how to choose the right TRA plan.
TRA Vital Cover Plus: Our Second Entry-Level Gap Cover Product
Vital Cover Plus is our second entry-level gap cover product. Get cover for hospital procedures, specialist fees & more.
TRA Basic Cover 300: Our Affordable Entry-Level Gap Cover Product
Basic Cover 300 is TRA’s entry-level Gap Cover product, which provides: Gap Cover, Casualty cover and a separate Oncology Gap Cover benefit .
Our Latest News
5 October 2026 · The Inside TRAQ Podcast
The Inside TRAQ Podcast: Sleep and the Lack of Sleep
Understand the importance of sleep and how your sleep quality can affect your well-being. Watch TRA’s podcast episodes to find out more!
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2 October 2026 · Gap Cover
Gap Cover South Africa: 5 Reasons You Need It
Gap cover can shield you from unexpected medical expenses, discover the 5 reasons you need gap cover in South Africa.
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16 September 2026 · Gap Cover, News, TRA News
What Is Gap Cover?
Gap cover pays the difference between what your medical aid covers and what specialists charge. TRA answers the question “What is Gap Cover?”
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