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How to find the perfect Gap Cover for your needs

Gap Cover Exclusions

The perfect Gap Cover is designed to protect individuals who have a medical aid from additional unbudgeted costs during hospitalisation, by covering the differences between medical aid tariff and private rates. When looking at medical aids, there are many different options you can choose from and the same goes for Gap Cover polices. Take a […]

TRA’s Super Cover Plus

Cyclist on the road

Total Risk Administrators has four different product options with differing levels of cover. Super Cover Plus is the third level of Gap Cover provided by TRA. This option is sufficient in providing for Gap Cover, Casualty cover and Oncology Gap as standard benefits, and also provides important Co-Payment cover. Super Cover Plus covers up to […]

When are you not covered under your Gap Cover policy?

Woman sitting on couch while on her phone

When looking at Gap Cover, it is important to not only see what they do have to offer, but take a look at when you are not covered with Gap Cover. It is often assumed by many that they will be covered for all of the extra costs incurred all of the time, however that […]

What do you get from Vital Cover Plus

Family sitting on couch laughing

Total Risk Administrators has four different product options with differing levels of cover. Vital Cover Plus is the ‘second level’ of Gap Cover provided by TRA. This option is sufficient in providing for Gap Cover, Casualty cover and Oncology Gap Cover. Vital Cover Plus covers up to 700% above the medical aid scheme tariff. This […]

Why Gap Cover is an important insurance cover to consider

Two doctors and a nurse talking in a hallway

Gap Cover is for individuals or families on a medical aid. It does not replace a medical aid and is not a substitute for a medical aid, but it can assist with the additional costs your medical aid may not cover in full (but they have to pay their portion first) for in-hospital practitioner costs. […]

Why Basic Cover 300

Young family walking through the park

Total Risk Administrators has four different product options with differing levels of cover. The entry-level product option is Basic Cover 300. This option is sufficient in providing for Gap Cover, Casualty cover and Oncology Gap Cover. Basic Cover 300 covers up to 300% above medical aid scheme tariff. This means that if your service provider […]

What is TRA Gap Cover?

Dad holding his daughter over his shoulders

Many people have medical aid in order to give them the peace of mind that if something goes wrong, they are 100 percent covered. Unfortunately, this is not always true – which is why you need Gap Cover to ensure that you don’t receive a large and unexpected hospital bill. TRA Gap Cover is where […]

World TB Day 2019

World TB Day 2019

World TB day is on the 24th of March annually. It is a day to raise public awareness about the health, social and economic consequences of TB. It is also to set up efforts to end the global TB epidemic. The theme for 2019 World TB Day is: “It’s Time…to keep the promises made at […]

International Day of Happiness 2019

International-happiness-Day

The International Day of Happiness is a day to celebrate being happy! It started in 2013 as a way to recognise the importance of happiness in people’s lives around the world. It is celebrated on the 20th of March annually due to the March Equinox. Individuals have realised that human happiness and well-being is important […]

World Glaucoma Week

World Glaucoma Week

Glaucoma week is from the 10th till the 16th of March. It a week to bring awareness to glaucoma, and how early detection can save your eyesight. According to worldglaucomaweek.org: “ Each year we adopt a common theme that is then adapted to local conditions. This unites our efforts. Recently we have concentrated on First […]