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Please note that you should receive communications from a TRA representative soon. If not, please follow up with our membership department: membership@totalrisksa.co.za, or call our office line and ask for the membership department: 011 372 1540. The benefits of the policy chosen only commence after the first successful debit order collection.
Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy.
Many South Africans are unaware of what medical gap cover is or why it's essential. A common misconception is that
Medical aid schemes often leave a gap (known as medical shortfalls) between what the medical aid pays and the actual
If you ask several people if they know what gap cover is, many might have a general idea, but often,
