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Please note that you should receive communications from a TRA representative soon. If not, please follow up with our membership department: membership@totalrisksa.co.za, or call our office line and ask for the membership department: 011 372 1540. The benefits of the policy chosen only commence after the first successful debit order collection.
Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy.
It's a scenario playing out across South Africa every day: You're diligent with your medical aid payments. You go in
Absolute Cover Plus is TRA's premium gap cover offering that works hand in hand with your registered medical aid scheme.
Copyright: Consumer research conducted by BrandMapp on behalf of Total Risk Administrators (TRA), 2025. “With only 19% of medically insured
