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Thank you for your IT3B Tax Certificate Request

It has been submitted successfully.

Please note that you should receive communications from a TRA representative soon. If not, please follow up with our membership department: membership@totalrisksa.co.za, or call our office line and ask for the membership department: 011 372 1540. The benefits of the policy chosen only commence after the first successful debit order collection.

FREQUENTLY ASKED QUESTIONS

How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

OUR LATEST NEWS
20 October 2025News, TRA News

Super Cover Plus: Our Mid-Range Gap Cover Product

If you're a medical aid member in South Africa seeking comprehensive protection against medical shortfalls, TRA's Super Cover Plus is

15 October 2025Gap Cover, Health Insurance, TRA News

Paying R5000 for Medical Aid? You Still Need Gap Cover

Paying R5000 or more a month for medical aid should mean you’re covered for almost anything. But the reality is,

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10 October 2025News, TRA News

TRA Vital Cover Plus: Our Second Entry-Level Gap Cover Product

If you're a medical aid member in South Africa looking for protection beyond the basic coverage, TRA's Vital Cover Plus

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