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Episode 3: We talk about the mental health crisis facing South Africa - it's a two part series so do catch the next episode as well. We answer the burning question: Do I need a healthcare broker? We also dive into some more basic questions in our Gap Cover 101 series. Our dynamic team will take you through all the topics you want to hear and its interactive. Simply email your questions to askdravron@totalrisksa.co.za and we will include your questions in future podcasts. Go to www.totalrisksa.co.za for more info. Music Credit: ID 84555217 | Music © Plastic3 | Dreamstime.com. Disclaimer: The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the official policy or position of Total Risk Administrators (Pty) Ltd (“TRA”), its owners or its affiliates. The content shared in this podcast is provided for general information and discussion purposes only. Nothing in this podcast constitutes, or is intended to constitute: financial or product advice; medical advice; or legal advice. Listeners are encouraged to consult directly with a licensed financial advisor, medical professional, or legal practitioner for advice specific to their individual circumstances. TRA disclaims all liability for any loss, injury, or damage arising from reliance on any information contained in this podcast. TRA is an authorised FSP. FSB no 40815.
What Stress? The mental health crisis facing South Africa!
Episode 2: We cover weightloss injections, the challenges facing our healthcare industry and some basic info on gap cover. Our dynamic team will take you through all the topics you want to hear and its interactive. Simply email your questions to askdravron@totalrisksa.co.za and we will include your questions in future podcasts Go to www.totalrisksa.co.za for more info. Music Credit: ID 84555217 | Music © Plastic3 | Dreamstime.com Disclaimer: The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the official policy or position of Total Risk Administrators (Pty) Ltd (“TRA”), its owners or its affiliates. The content shared in this podcast is provided for general information and discussion purposes only. Nothing in this podcast constitutes, or is intended to constitute: financial or product advice; medical advice; or legal advice. Listeners are encouraged to consult directly with a licensed financial advisor, medical professional, or legal practitioner for advice specific to their individual circumstances. TRA disclaims all liability for any loss, injury, or damage arising from reliance on any information contained in this podcast. TRA is an authorised FSP. FSB no 40815.
Ozempic: what are the real costs?
Watch the introduction to our podcast series: What is it about? Who are we talking to? What can we do with the information we hear? Our dynamic team will take you through all the topics you want to hear and its interactive. Simply email your questions to askdravron@totalrisksa.co.za and we will include your questions in future podcasts Go to www.totalrisksa.co.za for more info. Music Credit: ID 84555217 | Music © Plastic3 | Dreamstime.com Disclaimer: The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the official policy or position of Total Risk Administrators (Pty) Ltd (“TRA”) or its affiliates. The content shared in this podcast is provided for general information and discussion purposes only. Nothing in this podcast constitutes, or is intended to constitute: financial or product advice; medical advice; or legal advice. Listeners are encouraged to consult directly with a licensed financial advisor, medical professional, or legal practitioner for advice specific to their individual circumstances. TRA disclaims all liability for any loss, injury, or damage arising from reliance on any information contained in this podcast. TRA is an authorised FSP. FSB no 40815.
We ask the questions no-one else will!!
Welcome to the TRA Gap Cover Product Training Presentation for 2025. Watch the video and then go to https://www.surveymonkey.com/r/C9HXZFR to do the accreditation assessment. Please consult our website for all the information you will need: www.totalrisksa.co.za
2025 TRA Gap Cover Training
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FREQUENTLY ASKED QUESTIONS

How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

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Funds the shortfalls on a set of defined out of hospital procedures