Managing 2026 Medical Aid Increases in South Africa with Gap Cover
Medical aid premiums in South Africa continue to rise year on year, with 2026 increases ranging from 5% to over 10% depending on the scheme.
11 March 2026
Home / TRA News
Medical aid premiums in South Africa continue to rise year on year, with 2026 increases ranging from 5% to over 10% depending on the scheme.
Both cover hospital costs, but in different ways. Medical aid pays benefits up to your plan’s limits. Gap cover pays the shortfall when doctors charge
Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy.
Gap cover is a short-term insurance product designed to cover the financial shortfall between what your medical aid pays and
Most people picture one thing when they hear "medical aid": a comprehensive plan with all the bells and whistles you
Are you aware of the annual aggregate limit for your medical aid or gap cover provider and how it can
