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About TRA

THE PREFERRED HEALTHCARE INSURANCE COMPANY

Total Risk Administrators (PTY) Ltd (TRA) is an authorised financial services provider – FSP No 40815. TRA has been in operation since 1999. We offer products designed to provide insurance solutions. We are underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer and Financial Services Provider.

Total Risk Administrators has specialist staff with years of insurance, clinical and healthcare administration experience, so there’s really no need to stress! This GAP is indeed Covered.

WE PROVIDE HEALTHCARE INSURANCE SOLUTIONS
FOR OUR CLIENTS

About TRA

The preferred healthcare insurance company

Total Risk Administrators (PTY) Ltd (TRA) is an authorised financial services provider – FSP No 40815. TRA has been in operation since 1999. We offer products designed to provide insurance solutions. We are underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer and Financial Services Provider.

Total Risk Administrators has specialist staff with years of insurance, clinical and healthcare administration experience, so there’s really no need to stress! This GAP is indeed Covered.

WE PROVIDE HEALTHCARE INSURANCE SOLUTIONS
FOR OUR CLIENTS

A STRESS FREE EXPERIENCE

  • Our value lies in our wish to give customers a satisfactory experience from start to finish.
  • Treating Customers Fairly (TCF) is our main aim.
  • We have designed products which are beneficial, relevant, fair and cost-efficient.
  • We provide clear and detailed information regarding these benefits.
Young family baking together in the kitchen
Young family camping and playing guitar
  • Our team is always readily available to assist you, so that the process of applying, joining and claiming is a seamless experience.
  • Our claims turnaround is unmatched.
  • We offer structure yet flexibility in our communications strategy, by maintaining our brand awareness, whilst being open to feedback for change and development.
  • We are always trying to evolve and make ourselves the best provider we can be.
FREQUENTLY ASKED QUESTIONS
What is Gap Cover?

Gap Cover is an insurance policy that covers the difference between
what your medical aid pays and what service providers charge for
in-hospital expenses.

Gap Cover is an insurance policy that covers the difference between what your medical aid pays and what service providers charge for in-hospital expenses.

OUR LATEST NEWS
13 March 2025Female Cancer Cover, TRA News

Prioritising Women’s Health and Financial Security: How Cancer Cover Helps

Your health and ability to feel financially secure are interconnected, particularly when it comes to serious illnesses like cancer. Illnesses

14 February 2025Health Insurance, News, TRA News

Tips for Switching Medical Aids in South Africa

Changing medical aids in South Africa requires careful planning and understanding of the policies governing medical schemes. Whether you're looking

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20 January 2025Gap Cover, News, TRA News

A List of TRA’s Gap Cover Benefits

Medical aid schemes often leave a gap (known as medical shortfalls) between what the medical aid pays and the actual

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