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Handling a Cancer Diagnosis: How Having Female Cancer Cover Can Help

Handling a Cancer Diagnosis: How Having Female Cancer Cover Can Help

A cancer diagnosis is one of those unexpected things that can happen in the blink of an eye, and at a given moment, many changes follow. How you navigate it can be determined by a few factors, one of which is the financial stress the news can bring with it.

Medical cover is of the utmost importance across the board, and this holds true even more so in the case of disease or illness. Cancer is one of the most prevalent diseases affecting people frequently, with many cancers specific to women.

Investing in cancer cover is a means of mitigating the extra strain, both physically and emotionally, but very much so financially too. TRA offers Female Cancer Cover for various cancers to ensure that you and your loved ones are covered.

Dealing With a Cancer Diagnosis as a Woman

Getting the news of a cancer diagnosis is never easy, whether for yourself or a loved one. With this, navigating these circumstances can be challenging as there is a lot to take in. By having the best understanding possible, one can handle and move through the situation better.

With cancer being one of the most prevalent diseases to affect South African women, understanding how to deal with a diagnosis in the case of cancer could help you feel more equipped. As a woman, it is vital to ensure that we have medical care for both foreseen and unforeseen life changes. 

Pregnancy, birth and other circumstances involving the female reproductive system can be planned for, in which case a medical aid can step in and cover at least part of the costs. 

However, we naturally cannot foresee unexpected diseases which could affect the female reproductive system. The diagnosis of a range of cancers falls into this category, so it is essential to plan ahead financially and be best equipped to handle a cancer diagnosis as a woman. 

The Power of Planning: Accounting for Changes

To approach this proactively, planning for both the present and the future can help immensely. It is best to try and understand all the facts from your doctor, which in turn can better equip you and your family for the change of dynamics to come.

Amongst the changes are a range of emotional and physical ones, as well as economic changes as treatment costs are accounted for. Take each of these bit by bit, step by step, as you understand how you want to deal with everything.

Curbing the Financial Implications of a Cancer Diagnosis

Having a medical aid plan in place will help significantly in the case of disease and illness; however, in the diagnosis of cancer, this can change things. In most cases, medical aid schemes do not have a comprehensive cancer cover, but it is instead an additional extra that is paid for.

To successfully curb the financial implications of a cancer diagnosis, pre-emptive planning can go a long way. There are different options of cover in the case of cancer that can be opted for, so doing research and weighing up options is a great place to start. Not only is this a productive means of having peace of mind in knowing that your loved ones are covered now, but also an extra step in ensuring their future health.

What Is Female Cancer Cover?

Upon a cancer diagnosis, an individual goes through various thoughts and emotions. Universal concerns that come up initially are usually about how to cover the required treatment, the risk of outstanding bills and how much recovery time will be needed off from work.

Nobody wants to have to plan for the unforeseen circumstance of cancer being diagnosed; however, having cover in place can be potentially lifesaving. Female Cancer Cover steps in as a means of planning for these unexpected health circumstances or at least stepping in to alleviate the total financial weighting that comes with it.

TRA Female Cancer Cover

At TRA, we understand the implications of a cancer diagnosis and all it carries with it. With this in mind, we have created a service to address precisely that and to ensure that women are equipped to handle a potential cancer diagnosis and treatment with more peace of mind.

How It Works

TRA Female Cancer Cover pays out a pre-determined lump sum to assist in covering related cancer care or general financial pressures. This will vary from case to case, depending on the policy in place and the type of treatment required for the type of cancer.

If you have a Female Cancer Cover Policy in place, your spouse/common-law partner qualifies for the optional ‘For Him’ Benefit. This benefit provides a pre-determined lump sum of money upon diagnosis for authorised male cancers. It must be noted this is not a stand-alone product and can only be a supplementary offer.

For pricing and more information, explore our page on Female Cancer Cover here.

Types Of Cancer We Cover

Our Female Cancer Cover policies provide cover for the following female cancers: cervical cancer, breast cancer, vaginal cancer, uterine cancer, ovarian cancer, bladder cancer & cancer of the fallopian tubes.

When are you not covered under the Cancer Cover policy?

1. Where the claim is related in the opinion of the Insurer, directly or indirectly, to any pre-existing condition (including for any Cancer) for which the Policyholder and/or male dependant sought or should have sought medical advice and/or treatment during the 24 months before the join date of this cover.

2. Where at the time of applying for cover, the person insured does not complete our declaration of good health.

3. Where the Policyholder does not respond to our request for:

● medical examination for the insured;

● release of medical records and information.

4. Where a claim relates to Cervical Intraepithelial Neoplasia defined by the World Health Organisation as CIN I, Il or III.

How Does Cancer Cover Help?

Female Cancer Cover will assist you by paying out a pre-determined lump sum of money upon confirmed diagnosis of certain female cancers, as outlined above. This aids in alleviating the costs financially but also the physical and emotional load of navigating this rather tender time.

In South Africa, many medical aid schemes do not offer a comprehensive female cancer benefit that covers these illnesses by default. This is where cancer cover can make a difference in ensuring that there is the required care from different angles when needed.

Please note: This product is in addition to Gap Cover.

Get Cover Today

TRA Female Cancer Cover ensures that you and your loved ones are covered from every angle in the event of a cancer diagnosis. Offering peace of mind in the present and long-term planning also makes all the difference in the long run. Get in touch with us today to enquire about female cancer cover, and one of our helpful team members will gladly assist you.

Note: All material on this website is provided for your information only and may not be construed as medical advice or instruction. No action or inaction should be taken based solely on the contents of this information; instead, readers should consult appropriate health professionals on and matter relating to their health and well-being. The information and opinions expressed here are believed to be accurate, based on the best judgement available to the authors, and readers who fail to consult with appropriate health authorities assume the risk of any injuries. Errors and Omissions Excepted. Terms and Conditions Apply.

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