TRA Corporate Gap Cover Solutions
Smart Protection for Employer Groups and Medical Scheme Clients
At Total Risk Administrators (TRA), we help organisations and brokers protect their people from unexpected out-of-pocket medical expenses, filling the gap between what medical aids pay and what healthcare providers charge.
Our corporate gap cover solutions are ideal for businesses, medical schemes, and professional associations looking to offer added healthcare security and financial peace of mind. With over 90,000 lives currently covered, TRA is trusted by thousands across South Africa.
Why Choose TRA for Corporate Clients?
TRA offers a structured portfolio of products, each with its own clear benefit limits and premium structure, aligned with demarcation requirements.
Flexibility to structure cover around your company’s internal health policies and benefit design strategy.
We offer tools and training for intermediaries and HR staff to position TRA’s products effectively.
Use our web-based tools to quote, train, and guide clients.
With over 90,000 lives across the country, TRA is one of South Africa’s most widely adopted gap cover providers.
Medical Scheme
Administrators
Brokers &
Intermediaries
Employers (Small,
Medium & Large)
Professional
Associations
Corporate Tools & Resources
Need help choosing the right
TRA product?
Need help choosing the right TRA product?
Use our Gap Cover Product Selector Tool to
match products to the member’s medical aid.
Use our Gap Cover Product Selector Tool to match products to the member’s medical aid.
Quote in under a minute
Our Instant Quote Tool allows you to generate a
real-time premium across our range.
Our Instant Quote Tool allows you to generate a real-time premium across our range.
Get Accredited & Trained Online
We also include an online accreditation assessment link for you, once you have an agreement in place with us.
Monthly Dashboard Reporting
Corporate clients receive monthly claim trends and membership reporting to support benefit
monitoring and review.
Corporate clients receive monthly claim trends and membership reporting to support benefit monitoring and review.
Corporate Business Unit: corporate.solutions@totalrisksa.co.za
Tel: 011 372 1540
TRA Gap Cover Options
Let’s Build a Tailored
Solution Together
TRA supports brokers, HR professionals, and medical scheme administrators to:
All products are structured to comply with the relevant regulatory framework and pricing principles for demarcated health insurance products.
Let’s Build a Tailored Solution Together
TRA supports brokers, HR professionals, and medical scheme administrators to:
All products are structured to comply with the relevant regulatory framework and pricing principles for demarcated health insurance products.
Gap Cover is an insurance policy that covers the difference between
what your medical aid pays and what service providers charge for
in-hospital expenses.
Gap Cover is an insurance policy that covers the difference between what your medical aid pays and what service providers charge for in-hospital expenses.
As your family grows, so does your need for comprehensive insurance protection that has you covered on all fronts. Families
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