Femme Cover

Premium Per Life Insured Per Month:

50

Femme 50

R99 p/m

This option will ensure that a lump sum cash benefit of R50 000 will be paid out to the policyholder, upon confirmed diagnosis of one of the listed female cancers.

100

Femme 100

R180 p/m

This option will ensure that a lump sum cash benefit of R100 000 will be paid out to the policyholder, upon confirmed diagnosis of one of the listed female cancers.

*The cancer must be confirmed by evidence of malignancy by a qualified oncologist or pathologist.

Our Femme Cover Policies

Provides cover for the following female cancers:

Cervical cancer, breast cancer, vaginal cancer, uterine cancer, ovarian
cancer, bladder cancer & cancer of the fallopian tubes.

Provide benefits for the female policyholder only.
Impose an entry age limit of 65 years.
Impose a termination date of 65 years.
Apply a general 3 month waiting period.
Pay out for more than one occurrence provided that they are unrelated.
When are you NOT COVERED under your Femme Cover Policy?


  1. Where a claim is submitted within the first 12 months and is related to a pre-existing condition for which the policyholder sought or should have sought medical advice and / or treatment.
  2. Where at the time of applying for cover, the policyholder does not supply us with a declaration of good health.
  3. Where the policyholder does not respond to our request for:
    • medical examination for the insured.
    • release of medical records and information.
  4. Where a claim relates to Cervical Intraepithelial Neoplasia defined by the World health Organisation as CIN I,II or III.

How do you claim?


Submit certified copies of the confirmed initial diagnosis and related date of one the cancer conditions covered to claims@totalrisksa.co.za.
Claims will be paid via EFT into the bank account identified by the policyholder.


A full list of terms and conditions can be viewed here.