Home / Funeral Cover
That pays out a
pre-determined
lump sum of money
That pays out a pre-determined lump sum of money
Total Risk Administrators (Pty) Ltd/TRA’s Funeral Cover will be Under CoverCubed (Pty) Ltd, effective 1 January 2025. Guardrisk Life Limited is still the insurer/underwriter for this product.
We are excited to announce that TRA’s trusted funeral cover product will be moved under CoverCubed South Africa effective 1 January 2025. The same comprehensive funeral insurance you’ve relied on will continue, with enhanced services and support through CoverCubed. Our commitment to providing reliable funeral cover in South Africa remains unchanged, ensuring you and your family are covered during life’s most challenging moments. Visit CoverCubed South Africa for more details, and rest assured that your funeral insurance policy with TRA is seamlessly transitioned.
CoverCubed Pty (Ltd) is an authorised Financial Services Provider.
Reg No 2021/499134/07
FSP No 51786
CMS ORG number 50727
CoverCubed Funeral Cover is underwritten by Guardrisk Life Limited, FSP No 76.
TRA’s Funeral Cover is Now Under CoverCubed.
We are excited to announce that TRA’s trusted funeral cover has now moved under CoverCubed South Africa. The same comprehensive funeral insurance you’ve relied on continues, now with enhanced services and support through CoverCubed. Our commitment to providing reliable funeral cover in South Africa remains unchanged, ensuring you and your family are covered during life’s most challenging moments. Visit CoverCubed South Africa for more details, and rest assured that your funeral insurance policy with TRA is seamlessly transitioned.
CoverCubed Pty (Ltd) is an authorised Financial Services Provider.
Reg No 2021/499134/07
FSP No 51786
CMS ORG number 50727
CoverCubed Funeral Cover is underwritten by Guardrisk Life Limited, FSP No 76.
Premium Payable Per Family Per Month
| Plan A | Plan B | Plan C | Plan D | Plan E | Plan F | |
|---|---|---|---|---|---|---|
| Principal | R5000 | R10,000 | R15,000 | R20,000 | R25,000 | R30,000 |
| Spouse | R5000 | R10,000 | R15,000 | R20,000 | R25,000 | R30,000 |
| Aged 14–21 | R5000 | R10,000 | R15,000 | R20,000 | R25,000 | R30,000 |
| Aged 06–13 | R2500 | R5000 | R7500 | R10,000 | R12,500 | R15,000 |
| Aged 01-05 | R1500 | R2500 | R3750 | R5000 | R6250 | R7500 |
| Stillborn to 11 Months | R500 | R1000 | R1500 | R2000 | R2500 | R3750 |
| Monthly Premium | R25 | R50 | R75 | R100 | R125 | R150 |
The above table shows the amount that will be covered by the different membership categories as well as the premium payable per family per month.
Provides benefits for the Main Member and their immediate family members only i.e. spouse and / or child / children under 21 years of age.
Spouse is defined for this Policy as the legal or common law husband / wife of a Member or such a person residing with the Member (for a period of at least 12 months proved with an affidavit), who is normally regarded by the community as the Member’s husband / wife.
Will pay a pre-determined sum of money to a Main Member or Nominated Beneficiary in the event of one of the Insured Lives passing away.
Imposes an entry age limit of 65 years.
Applies a 6 month waiting period for death due to natural causes.
1. Where death is due to self-inflicted injuries within 12 months of taking out cover.
2. Where claims are submitted and received after a period equal to 3 months after the date of death.
The following documentation shall be supplied to the Insurer by the Policyholder or the Claimant/Beneficiary for a Benefit:
Claims will be paid via EFT into the bank account identified by the nominated beneficiary
A full list of terms and conditions can be viewed here.
Gap Cover is an insurance policy that covers the difference between
what your medical aid pays and what service providers charge for
in-hospital expenses.
Gap Cover is an insurance policy that covers the difference between what your medical aid pays and what service providers charge for in-hospital expenses.
Medical aid schemes often leave a gap (known as medical shortfalls) between what the medical aid pays and the actual
TRA has partnered with MobiMed to bring you the TRA Assist App, designed to provide exciting and essential services to
If you ask several people if they know what gap cover is, many might have a general idea, but often,
16 Jersey Drive, Longmeadow
Business Estate East
16 Jersey Drive, Longmeadow
Business Estate East
16 Jersey Drive, Longmeadow
Business Estate East
Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider.
Reg No 1999/024507/07
FSP No 40815
Total Risk Administrators Pty (Ltd)
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Copyright © 2024. | Terms and Conditions Apply. | Errors and Omissions Excepted.
