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FUNERAL
COVER

FUNERAL COVER

That pays out a
pre-determined
lump sum of money

That pays out a pre-determined lump sum of money

Funeral costs can run into the thousands and often funds are tied up to an estate.
Our Funeral Cover Policy is designed to pay claims as quickly as possible in the event that the Main Member or one of the Insured Dependants pass away.

This assists in covering the financial burden posed by even the simplest funeral. This is a separate product to Gap Cover.

FUNERAL COVER

Premium Payable Per Family Per Month

Plan APlan BPlan CPlan DPlan EPlan F
PrincipalR5000R10,000R15,000R20,000R25,000R30,000
SpouseR5000R10,000R15,000R20,000R25,000R30,000
Aged 14–21R5000R10,000R15,000R20,000R25,000R30,000
Aged 06–13R2500R5000R7500R10,000R12,500R15,000
Aged 01-05R1500R2500R3750R5000R6250R7500
Stillborn to 11 MonthsR500R1000R1500R2000R2500R3750
Monthly PremiumR25R50R75R100R125R150

The above table shows the amount that will be covered by the different membership categories as well as the premium payable per family per month.

Our Funeral Cover Policy

Our Funeral Cover Policy

Provides benefits for the Main Member and their immediate family members only i.e. spouse and / or child / children under 21 years of age.

Spouse is defined for this Policy as the legal or common law husband / wife of a Member or such a person residing with the Member (for a period of at least 12 months proved with an affidavit), who is normally regarded by the community as the Member’s husband / wife.

Will pay a pre-determined sum of money to a Main Member or Nominated Beneficiary in the event of one of the Insured Lives passing away.

65

Imposes an entry age limit of 65 years.

6

Applies a 6 month waiting period for death due to natural causes.

When are you NOT COVERED under your Funeral Cover Policy?

1. Where death is due to self-inflicted injuries within 12 months of taking out cover.

2. Where claims are submitted and received after a period equal to 3 months after the date of death.

How do you claim?

The following documentation shall be supplied to the Insurer by the Policyholder or the Claimant/Beneficiary for a Benefit:

 

  • Completed Funeral Claim Form signed by the Claimant/Beneficiary;
  • A certified copy of the death certificate – Issued by
    the Department of Home Affairs;
  • A certified copy of the Policyholder’s identity
    document;
  • A certified copy of the DHA1663 – Notice of Death
    Form;
  • A certified copy of the Birth Certificate (Dependant);
  • A certified copy of the Marriage Certificate, if applicable.

 

Claims will be paid via EFT into the bank account identified by the nominated beneficiary

A full list of terms and conditions can be viewed here.

FREQUENTLY ASKED QUESTIONS

What is Gap Cover?

Gap Cover is an insurance policy that covers the difference between what your medical aid pays and what service providers charge for
in-hospital expenses.

FREQUENTLY ASKED QUESTIONS

What is Gap Cover?

Gap Cover is an insurance policy that covers the difference between
what your medical aid pays and what service providers charge for
in-hospital expenses.

Gap Cover is an insurance policy that covers the difference between what your medical aid pays and what service providers charge for in-hospital expenses.

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