What is PREMIUM WAIVER? This is a benefit in an insurance policy where the future premium payments are waived under certain conditions. This benefit can apply in the case of an accident, disability or death of the person who had been contributing to the premiums.. In other words, the waiver of premium allows people [Read More]
This is not something we want to think about, but death is a certainty for us all, and when it happens, the last thing any of us want, is to cause additional stress for the loved ones we leave behind. We hear so many tragic stories about families that – at the saddest time in [Read More]
People are often under the misunderstanding that their comprehensive medical aid will cover them for any medical expenses they may incur. So, when you receive medical bills that your medical aid has not covered, you are shocked beyond belief. This is where you would need medical GAP COVER. There is nothing quite as horrific as that [Read More]
The c-word used to spell out certain death. While being diagnosed with cancer still strikes a blow, the advances in treatments nowadays have changed our perception. No longer do cancer patients plan their final days – they now formulate a battle plan to beat the disease. However, as any commander in chief will attest, winning [Read More]
You did the responsible thing by joining a medical aid as soon as you started your first job. However, the first time you suddenly need to go to hospital, you discover that the doctor or doctors who attend to you are not contracted to your medical aid and charge private rates. As frustrating as [Read More]
Even those of us who prefer not to speak about our own deaths cannot deny that it is inescapable. With the high costs involved in a funeral these days, it is also inevitable that paying for your funeral will put a strain on the finances of your loved ones. FUNERAL COVER allows you to pay for [Read More]
Medical Aid Funds present a way in which to manage your risk and give you peace of mind in case of a dread disease or serious accident. You may, however, need an additional cash infusion if a co-payment needs to be paid. Read on to find out more about how GAP COVER works to assist you in [Read More]
PREMIUM WAIVER cover can help you to have added peace of mind if you are hospitalised and pass away. While your estate is being dealt with, your family members will be faced with a variety of expenses. PREMIUM WAIVER cover can alleviate some of the burden of these stresses. How does Premium Waiver work? When [Read More]
Setting medical aid GAP COVER in place is a great way to ensure that you aren’t faced with sudden and ill-affordable expenses when your medical insurance cover has a shortfall. Unfortunately, most medical aid policies can’t cover the full amount of treatment and in many of these instances, the deficit can be quite expensive. While GAP [Read More]
