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You still need gap cover when you pay R5000 and over

Paying R5000 for Medical Aid? You Still Need Gap Cover

Paying R5000 or more a month for medical aid should mean you’re covered for almost anything. But the reality is, even top-tier medical aid plans in South Africa don’t cover the total medical bill. Thousands of South Africans pay R5,000 or more every month for medical aid. Many feel that a premium medical aid scheme covers it all, but specialists are more commonly charging above medical aid tariff rates, making

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Get TRA Gap cover insurance for retirees, over 65s and pensioners

Types Of Insurance for Retirees Over 65

For South Africans over 65, securing and building an insurance portfolio is essential to protecting your health, finances, and loved ones. Retirees must make informed decisions about the types of cover that best suit their later life. These include health insurance, life insurance, funeral cover, and critical illness cover. It is advisable to start building your insurance portfolio before you turn 65, as there are typically hefty price differences in

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Medical gap insurance cover the gap between what the specialist charge and what the medical aid covers.

What Is Medical Gap Insurance & What Does It Cover

Medical gap insurance is essential for South Africans who want comprehensive coverage and financial protection against medical expense shortfalls. Even with a registered medical aid scheme, many members face unexpected costs for in-hospital procedures, specialist treatments, and co-payments. This article explains how gap insurance works, what it covers, and why it’s a must-have for anyone on a medical aid plan. What Is Medical Gap Insurance? Medical gap insurance (also called

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FREQUENTLY ASKED QUESTIONS

How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

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