total risk administrators (TRA) logo

Why Gap Cover is an important insurance cover to consider

Two doctors and a nurse talking in a hallway

Gap Cover is for individuals or families on a medical aid. It does not replace a medical aid and is not a substitute for a medical aid, but it can assist with the additional costs your medical aid may not cover in full (but they have to pay their portion first) for in-hospital practitioner costs.

Individuals often do not realise that their medical aid does not always cover in-hospital medical expenses in full. This often only happens when you have already received the hospital treatment bill, which leaves you having to deal with unnecessary financial pressure.

Take a look at the 3 reasons why Gap Cover could help you below:

1. It covers the difference between what the medical aid pays and what the medical practitioner charges.

2. It may take the financial pressure off of the individual so that they can focus on getting their health back.

3. It is there to possibly help you when you have unexpected medical emergencies which your medical aid does not always cover the full costs of.

There is nothing quite as horrific as that sinking feeling as the bills start flowing in after you’ve had some or other surgery and you’re still convalescing. You are bed-ridden and still trying to figure out where you’re going to get the money to pay for all of these additional expenses. It’s the very last thing a recovering person needs.

Make sure that you may be able to prevent this situation and find out more about Gap Cover here.

NB: Obviously like any insurance, Terms and Conditions do apply.

Note: All material on this website is provided for your information only and may not be construed as medical advice or instruction. No action or inaction should be taken based solely on the contents of this information; instead, readers should consult appropriate health professionals on and matter relating to their health and well-being. The information and opinions expressed here are believed to be accurate, based on the best judgement available to the authors, and readers who fail to consult with appropriate health authorities assume the risk of any injuries. Errors and Omissions Excepted. Terms and Conditions Apply.


25 June 2024News, TRA News

Unpacking Gap Service Providers: Discovery Gap Cover

TRA and Discovery Health Gap service providers are essential in covering the financial shortfalls of the medical scheme (medical aid),

25 June 2024News, TRA News

Unpacking Gap Service Providers: Zestlife Gap Cover

TRA and Zestlife Gap Cover Gap service providers are crucial in bridging the financial shortfalls that health insurance may not

Read More
27 May 2024News, TRA News

Gap Cover FAQs by Total Risk Administrators

Welcome to TRA's Gap Cover FAQ Article. Here, we have compiled comprehensive answers to some of the most commonly asked

Read More