Covid-19 and TRA Gap Cover
In a dynamic medical scheme environment, medical aid coverage has become insufficient in most cases, often leaving a costly shortfall expense that becomes the burden of the patient. In a time where isolation and precaution are a norm, we can no longer rely on prevention in the case of contracting the deadly virus. With the […]
Does My Funeral Policy Plan Cover A Covid-19 Death?
The past year has undoubtedly shown the tragedy that can ensue when unpredictable situations such as Covid-19 arise and the necessary planning is not in place. In light of the recent confrontation of our own mortality, funeral cover policyholders are encouraged to familiarise themselves with their policy coverage and exclusions. Total Risk Administrators will cover […]
Consider Medical Gap Cover For 2021
The turbulence of the global pandemic has prompted many people to re-evaluate their monthly expenses in 2021. Medical schemes are typically expensive in South Africa and one of the first bills people seek to reduce in times of financial strain. Should this apply to you, gap cover could help cover potential in-hospital medical expense shortfalls […]
Why It Is Important To Have Funeral Insurance Plan?
Although death is a reality for all of us, a funeral is typically not a planned event. If you would like to ensure that your loved ones do not have to deal with accumulating funeral costs, funeral insurance will undoubtedly give you (and them) peace of mind. The passing of a loved one is an […]
Medical Gap Cover: The Pros And Cons To Keep In Mind.
It’s no secret that private healthcare is becoming increasingly expensive for the average South African. With many medical aid plans failing to provide full coverage for healthcare costs, harder decisions need to be made that can compromise finances or health. In efforts to keep medical aid premiums lower, people turn to medical gap cover to […]
All You Need To Know About Cremation
Talking about death is never easy, but if you are considering cremation for you or your loved ones in the future, it will be beneficial to be familiar with the process. If you have questions about what happens when you are cremated or whether you can view the actual cremation, we hope to help you […]
When Should You Start to Think Of Your Funeral?
Planning your own funeral in advance will not only make the difficult time easier for your family members when the time comes, but it also allows you to ensure that your life is celebrated in a way that you would want. The death of a loved one always signals an emotional time with complicated decisions […]
The 3 Main Types Of Bladder Cancer
Recent research has shown that while bladder cancer is three times more likely to affect men than women, the survival rate appears lower among women who develop bladder cancer. This type of cancer is usually diagnosed at an early stage when the cancer is treatable, but patients should typically go for follow-up screenings for years […]
Medical Gap insurance waiting periods
Most Medical Gap Insurance policies have general waiting periods before any claims can be processed. Most Gap products will usually apply an approximate 12-month waiting period for pregnancies and other pre-existing conditions. It is important to note that if a membership certificate is provided from a previous Gap Cover provider to prove that your membership […]
Uterine Cancer – Identifying the Symptoms
The age-standardised incidence rate (ASIR) of uterine cancer is 6.9 per 100 000 women in South Africa, which is higher than the African average of 3.5 per 100 000 women. With this increased prevalence in South Africa, here are a few facts you should know about uterine cancer. What is uterine cancer? Uterine cancer is […]
