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The finality of death will never cease to be one of the most painful experiences for those who have lost a loved one. But does losing a loved one get easier? There are certain stages of grief that you will first need to work through to help digest the loss of someone who was important […]
Gap cover covers the gap or shortfall between what your medical aid scheme pays and what private doctors charge for in-hospital events. People assume that if they have a medical aid scheme that they cover 100% if an operation arises. This is not always the case! Gap cover is not very expensive and is so […]
If it is that time in your life when you are thinking about starting a family one day soon, it’s important to make sure that you have an existing maternity plan in place. If you are thinking about having kids, now is the time to review what cover you have that includes those benefits. What […]
One in 31 South African women will be diagnosed with breast cancer in her lifetime, making it the most common type of cancer across the country. However, early detection can stop cancer from spreading which is why it is important to be informed on the symptoms and to have regular screenings. Types of breast cancer […]
With health uncertainties being able to strike at any moment, having adequate medical coverage in place is an absolute necessity. In South Africa, healthcare costs continue to rise with individuals being left to make choices to put their health first while meeting these needs financially. By choosing the right insurance provider, you can make a […]
In a dynamic medical scheme environment, medical aid coverage has become insufficient in most cases, often leaving a costly shortfall expense that becomes the burden of the patient. In a time where isolation and precaution are a norm, we can no longer rely on prevention in the case of contracting the deadly virus. With the […]
The past year has undoubtedly shown the tragedy that can ensue when unpredictable situations such as Covid-19 arise and the necessary planning is not in place. In light of the recent confrontation of our own mortality, funeral cover policyholders are encouraged to familiarise themselves with their policy coverage and exclusions. Total Risk Administrators will cover […]
The turbulence of the global pandemic has prompted many people to re-evaluate their monthly expenses in 2021. Medical schemes are typically expensive in South Africa and one of the first bills people seek to reduce in times of financial strain. Should this apply to you, gap cover could help cover potential in-hospital medical expense shortfalls […]
Although death is a reality for all of us, a funeral is typically not a planned event. If you would like to ensure that your loved ones do not have to deal with accumulating funeral costs, funeral insurance will undoubtedly give you (and them) peace of mind. The passing of a loved one is an […]
Talking about death is never easy, but if you are considering cremation for you or your loved ones in the future, it will be beneficial to be familiar with the process. If you have questions about what happens when you are cremated or whether you can view the actual cremation, we hope to help you […]
Planning your own funeral in advance will not only make the difficult time easier for your family members when the time comes, but it also allows you to ensure that your life is celebrated in a way that you would want. The death of a loved one always signals an emotional time with complicated decisions […]
Recent research has shown that while bladder cancer is three times more likely to affect men than women, the survival rate appears lower among women who develop bladder cancer. This type of cancer is usually diagnosed at an early stage when the cancer is treatable, but patients should typically go for follow-up screenings for years […]
The age-standardised incidence rate (ASIR) of uterine cancer is 6.9 per 100 000 women in South Africa, which is higher than the African average of 3.5 per 100 000 women. With this increased prevalence in South Africa, here are a few facts you should know about uterine cancer. What is uterine cancer? Uterine cancer is […]
Having to share the loss of a loved one offers a comforting setting to those attending a funeral. Following funeral etiquette can assure that everything proceeds smoothly on an emotional day. What is proper funeral etiquette? Do arrive on time. This means that you should arrive approximately 15 minutes early. Do dress appropriately. Ensure that […]
Approximately 250 000 women are diagnosed globally with ovarian cancer each year, with about 140 000 women dying from it. This makes it the cancer with the lowest survival rate in women, indicating the importance of early screening tests. What is stage 1 ovarian cancer? There are three different types of stage 1 ovarian cancer, […]
Making funeral arrangements can be an emotional and administrative process, which is why it is usually easier to have these discussions with loved ones while they are still alive. Here is a how-to guide to make the period easier for you and your family to know what you should be aware of. Common components of […]
It’s important to read through the Terms and Conditions of your Medical Gap Policy to ensure that you know exactly what will and what won’t be covered. Do remember that Gap Cover is there to assist with medical expenses where there might be a shortfall between what your medical aid will pay and what the […]
If you want peace of mind to know that your medical expense shortfalls will be covered, then medical gap insurance is for you. Gap products are group supplemental health plans to cover these shortfalls that may exist between what your medical aid covers and your actual medical costs. Medical Gap Insurance does have a few […]
Losing a parent might be one of the most overwhelming losses you’ll experience in life, filled with uncertainty and understandable grief. It’s always a good idea to have a plan in place of what to do after your parent passes away, which will make the immediate days after their passing greatly easier to navigate through. […]
Selecting a headstone for your loved one who has passed away is not an easy task but it should be considered as a process of healing and of memorialising your loved one. What is a headstone? A headstone is placed at the head of your loved one’s grave to serve as a monument and to […]
Water is water, whether it comes from a tap or a bottle. What isn’t the same is the experience. Gap cover works much the same way.
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Cover is regulated. Experience is not. Discover how TRA Gap Cover delivers reliable protection, exceptional service and innovative benefits.
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Is gap cover worth it? We say yes. Avoid medical debt with TRA’s affordable plans, up to 700% cover, fast claims & no general waiting period.
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