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Gap cover is not just a nice to have. It should be an essential gap cover insurance product that should be a part of your medical aid plan. Gap cover companies aim to help you in instances where there is a shortfall between what a service provider will charge and what your medical aid scheme […]
It’s no secret that private healthcare is becoming increasingly expensive for the average South African. With many medical scheme plans failing to provide full coverage for healthcare costs, harder decisions need to be made that can compromise finances or health. As medical aid contributions continue to rise, medical aid members are looking for ways to […]
Many South Africans are unaware of what medical gap cover is or why it’s essential. A common misconception is that medical aid covers 100% of in-hospital procedures, but this isn’t true. Medical aids only pay up to a set tariff rate, leaving you responsible for any shortfall when doctors charge above this amount. These gaps […]
Medical aid schemes often leave a gap (known as medical shortfalls) between what the medical aid pays and the actual cost of the treatments. This gap can arise from in-hospital procedures, which are capped at a medical aid tariff (the amount the medical aid covers) or co-payments imposed by your medical aid. Gap cover is […]
If you ask several people if they know what gap cover is, many might have a general idea, but often, there is a misconception surrounding how it works. One common misconception is that you’re 100% covered for all in-hospital costs if you are a member of a registered medical aid. Unfortunately, this is not the […]
In general, we all aim to ensure that our health, and that of our loved ones, is looked after. However, the past few years have shown that there are no guarantees regarding healthcare costs or medical cover. For many South African families, unexpected medical expenses can quickly become a financial burden without the right safety […]
Dental treatment can be costly. Even with comprehensive medical aid plans, often you’ll find that not all expenses associated with dental treatments are covered. This is where gap cover becomes essential, bridging the gap between what your medical aid pays and the actual costs of the procedures, in this case, what your dental practitioners charge. […]
Gap cover claims can seem daunting at first, but the process is simple, and TRA, a trusted gap cover provider, is here to show you exactly how to navigate the gap cover claims process, ensuring you receive your reimbursement ASAP. Is There One Process To Follow? You need authorisation from your medical aid for them […]
Medical gap insurance is essential for South Africans who want comprehensive coverage and financial protection against medical expense shortfalls. Even with a registered medical aid scheme, many members face unexpected costs for in-hospital procedures, specialist treatments, and co-payments. This article explains how gap insurance works, what it covers, and why it’s a must-have for anyone […]
As South Africans, we are lucky to live in a truly rainbow nation. This term, which refers to our country’s multicultural diversity and heritage, was coined by the former Archbishop, Desmond Tutu. About Heritage Day Heritage Day was first observed in 1996 as a celebration of the newly formed democracy. Nelson Mandela shared, “When our […]
Planning your next international adventure? Make sure you have all your ducks in a row. Exploring new places abroad is thrilling, but it can also involve unexpected risks and uncertainties. We encourage our policyholders to make use of their comprehensive travel insurance benefit, which is included in their Gap Cover insurance policy, as it provides […]
Understanding exclusions that may apply to your gap cover is essential when choosing supplementary medical aid coverage. It’s important to know exactly what isn’t covered to avoid unexpected medical expenses. What Is Medical Gap Cover? Gap cover is a supplementary short-term insurance product that works alongside medical aid schemes to provide cover for the difference […]
Medical aid and gap cover are a must when planning to start or expand your family. With maternity costs in South Africa rising significantly, having the right financial protection ensures your focus stays on welcoming your new baby into the world. Gap cover acts as a safety net, bridging the difference between what medical aid […]
Nelson Mandela is renowned as a revolutionary leader with numerous outstanding achievements, who spent his life fighting for equality and a free and fair society. He was determined to fight all forms of discrimination, injustice and inequality. Madiba stands out as a visionary leader who exercised his power with humility and respect for his colleagues […]
South Africa is synonymous with Nelson Mandela (born July 18, 1918, Mvezo, South Africa—died December 5, 2013, Johannesburg). Our late and former president was renowned for his role as a revolutionary leader who spent almost seven decades of his life in the struggle against white minority rule and for a free and democratic non-racial society. […]
Medical Insurance and Medical Aid may sound like the same thing, and in many ways, they can overlap; however, there are some key differences between a medical aid scheme and medical insurance that are important to know when making a decision on your coverage. Both medical aid and medical insurance offer some form of financial […]
In South Africa, Father’s Day falls on the third Sunday of June. It is a day where we can take the time to honour and appreciate our fathers, grandfathers, stepfather or any father figure in our lives. Traditionally, we celebrate by giving cards and gifts, some favourites include biltong and nuts, aftershave or new socks. Accompanied […]
Have you ever wondered about the history of Mother’s Day? In South Africa, Mother’s Day is celebrated each year on the second Sunday in May, similar to the United States and several other countries. While many of us celebrate with her favourite flowers and breakfast in bed, the origins of this beloved day stretch far […]
In South Africa, the costs of medical treatment keep rising, leaving many people questioning how to stay financially “in the green” when their medical aid just doesn’t seem to be enough anymore. By this, we mean that specialists tend to charge above medical scheme tariff rates, leaving South Africans needing to find a gap cover […]
Changing medical aids in South Africa requires careful planning and understanding of the policies governing medical schemes. Whether you’re looking for better cover for medical expenses, lower costs, or a scheme with more comprehensive benefits, it is important to consider the implications of a change. Considerations Before You Make a Change When Can You Switch […]
Water is water, whether it comes from a tap or a bottle. What isn’t the same is the experience. Gap cover works much the same way.
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Cover is regulated. Experience is not. Discover how TRA Gap Cover delivers reliable protection, exceptional service and innovative benefits.
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Is gap cover worth it? We say yes. Avoid medical debt with TRA’s affordable plans, up to 700% cover, fast claims & no general waiting period.
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