TRA NEWS

Home / TRA News

Doctor hi-fiving toddler

The Future of Gap Cover

In general, we all aim to ensure that our health, and that of our loved ones, is looked after. However, the past few years have shown that there are no guarantees regarding healthcare costs or medical cover. For many South African families, unexpected medical expenses can quickly become a financial burden without the right safety net. This is where gap cover comes in. Gap cover insurance covers the in-hospital shortfalls

CONTINUE READING
Pregnant woman after birth stress free because of Pregnancy Cover

Test Author

Having a baby is one of the most exciting and important times in a woman’s life. It can also be one of the most expensive. When one of our TRA policyholders gave birth to her son earlier this year, the total medical bill came to over R90,000. Her medical aid paid just over half. That left a shortfall of more than R38,000 that she would have had to pay out

CONTINUE READING
little girl getting her teeth checked by a dentist

Understanding How Dental Gap Cover Works

Dental treatment can be costly. Even with comprehensive medical aid plans, often you’ll find that not all expenses associated with dental treatments are covered. This is where gap cover becomes essential, bridging the gap between what your medical aid pays and the actual costs of the procedures, in this case, what your dental practitioners charge. Total Risk Administrators (TRA) offers a Dental Cover Benefit as part of all our gap

CONTINUE READING
Pregnant woman after birth stress free because of Pregnancy Cover

Test Author

Having a baby is one of the most exciting and important times in a woman’s life. It can also be one of the most expensive. When one of our TRA

CONTINUE READING
FREQUENTLY ASKED QUESTIONS

How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

OUR LATEST NEWS
26 January 2026Gap Cover, News, TRA News

The Future of Gap Cover

In general, we all aim to ensure that our health, and that of our loved ones, is looked after. However,

1 January 2026Gap Cover, News, TRA News

Understanding How Dental Gap Cover Works

Dental treatment can be costly. Even with comprehensive medical aid plans, often you'll find that not all expenses associated with

Read More
15 December 2025Uncategorized

How Gap Cover Saved a New Mom R38,000 on Her Hospital Bill

Having a baby is one of the most exciting and important times in a woman's life. It can also be

Read More
Whatsapp
Open Popup