If you ask several people if they know what gap cover is, many might have a general idea, but often, there is a misconception surrounding how it works. One common misconception is that you’re 100% covered for all in-hospital costs if you have a medical aid. Unfortunately, this is not the case. Medical aid schemes have tariff rates, which means they cap certain procedures at a specific amount they will

Dental treatment can be costly. Even with comprehensive medical aid plans, often you’ll find that not all expenses associated with dental treatments are covered. This is where gap cover becomes essential, bridging the gap between what your medical aid pays and the actual costs of the procedures, in this case, what your dental practitioners charge. Total Risk Administrators (TRA) offers a Dental Cover Benefit as part of all our gap

In this article, we will unpack the gap cover offerings of Total Risk Administrators (TRA) and Turnberry Gap Cover. We will explore their coverage options, premiums, and benefits to help you make an informed decision. Understanding Gap Cover Not many people know that only having medical aid may not cover all of your hospital bills. This is because medical aids typically only cover a pre-determined rate for each treatment, which