Gap Cover: The Short-Term Insurance That You Absolutely Need Over and Above Your Medical Aid
As Josh Billings once said, “Health is like money. We never have a true idea of its value until we lose it.” For South Africans
20 April 2026
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As Josh Billings once said, “Health is like money. We never have a true idea of its value until we lose it.” For South Africans
Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy.
A gynaecologist consultation in South Africa runs around R700 at published private practice rates, a self-pay Pap smear around R280,
TRA's Female Cancer Cover runs across three plan levels. Grand pays R50 000 on confirmed diagnosis, Supreme pays R100 000,
Health and Financial Well-Being with TRA's Female Cancer Cover The cost of cancer treatment in South Africa reaches into the
