Total Risk Administrators
Gap Cover
Total Risk Administrators (TRA) is committed to offering comprehensive gap cover for various out-of-hospital procedures. The following article expands on the outpatient support highlighted in the TRA Out-of-Hospital Procedure List for 2024. TRA’s Enhanced Outpatient Coverage Our out-of-hospital policy guarantees that patients receive essential financial assistance for medical treatments outside the hospital. Please note that […]
Policyholders need to understand that having medical aid does not guarantee that your insurer will cover all of your medical bills. Sometimes, you may need to pay an extra amount, which is known as a shortfall. In such situations, if the medical treatment is included, a gap cover policy in addition to your medical aid […]
Medical gap cover is not a medical insurance plan but a supplementary health insurance policy. It acts as a financial safety net, bridging the difference, or “gap,” between what your medical aid scheme pays for and the fees charged by private medical professionals should they be above your scheme’s allocated amount. This cover for unexpected […]
As a trusted gap cover provider across South Africa, TRA continues to stand out as a reliable industry expert, helping individuals and families bridge the financial gaps left by traditional medical aid schemes. Understanding how to navigate the claims process with TRA is paramount to ensure you get the best experience with us and every […]
As South Africa proudly celebrates Women’s Month and all the powerful females our country holds, there is no better time to shine a spotlight on the fundamental topic of women’s health. While significant progress has been made over the years in promoting gender equality and addressing women’s unique healthcare needs, there tend to still be […]
With pregnancy and the birth of your child, you undergo many life-changing experiences that maternity brings with it. This time can also come with a lot of financial stress and medical aid claims as you account for a new little human. Without the right structures in place, managing your finances while you are pregnant can […]
Pregnancy comes with its own set of blessings, challenges and changes, and while so much is transitioning, your medical cover should too. Gap cover during pregnancy is of great importance in ensuring the safety of both you and your baby, helping immensely in the bigger scheme of things. What is Gap Cover? Gap cover is […]
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Gap cover can shield you from unexpected medical expenses, discover the 5 reasons you need gap cover in South Africa.
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Gap cover pays the difference between what your medical aid covers and what specialists charge. TRA answers the question “What is Gap Cover?”
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