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TRA News

Tips for Switching Medical Aids in South Africa

2025-02-14

Changing medical aids in South Africa requires careful planning and understanding of the policies governing medical schemes. Whether you’re looking for better cover for medical expenses, lower costs, or a scheme with more comprehensive benefits, it is important to consider the implications of a change. Considerations Before You Make a Change When Can You Switch […]

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Unpacking Gap Cover Providers: TRA and Sanlam Gap Cover

2024-10-13

This article will unpack the medical gap cover insurance offerings from two prominent providers: Total Risk Administrators (TRA) Gap Cover and Sanlam Gap Cover. Looking at their coverage, premiums, and benefits to help you choose the right plan and provider for your needs. Understanding Gap Cover Having medical aid is one thing but having complete […]

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Unpacking Gap Cover Providers: TRA and Netcare Gap Cover

2024-09-16

Gap cover essentially helps to cover the shortfalls between what your medical aid pays and the actual costs of medical treatments. In this article, we compare the offerings from two gap cover providers: Total Risk Administrators (TRA) and Netcare Gap Cover (NetcarePlus GapCare). We will explore each provider’s coverage options, premiums, and additional benefits to […]

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Unpacking Gap Cover Providers: TRA and Liberty Gap Cover

2024-09-16

Think of gap cover as a financial safety net that protects you from medical treatment costs exceeding what medical aids cover. In this article, we discuss the offerings of two leading providers: Total Risk Administrators (TRA) and Liberty Gap Cover. We will explore their coverage options, premiums, and benefits to help you better understand each […]

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Unpacking Gap Cover Providers: TRA and Momentum Gap Cover 

2024-08-14

Gap-cover service providers are critical in bridging the financial shortfalls that medical aid schemes may not fully cover. This article unpacks the gap cover offerings from Momentum Gap Cover and Total Risk Administrators (TRA), comparing their coverage options, premiums, and benefits. Understanding Gap Cover The difference between a medical aid scheme and Gap cover is […]

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Unpacking Gap Cover Providers: TRA and Discovery Gap Cover

2024-06-25

Gap service providers are essential in covering the financial shortfalls of the medical scheme (medical aid), ensuring that you are fully protected against unexpected medical expenses. This article showcases two prominent gap service providers, TRA and Discovery Health, listing their monthly premiums, coverage, and key benefits. Gap Cover Gap cover is a medical insurance plan […]

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Gap Cover FAQs by Total Risk Administrators

2024-05-27

Welcome to TRA’s Gap Cover FAQ Article. Here, we have compiled comprehensive answers to some of the most commonly asked questions about gap cover in South Africa, helping you understand how this product can protect you against unforeseen medical costs.  What is Medical Aid Gap Cover in South Africa? In South Africa, gap cover is […]

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2024 TRA / BIS Under-13 Soccer Tournament Finals

2024-05-23

WOW!! 17th May 2024!! What an awesome finals day at the North End Stadium, East London. The standard of football was very high and great to watch. Thanks to the principal of St John’s Road Primary School for allowing the entire school to attend the early morning matches. At one point, the crowd even grew […]

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TRA BIS Soccer Tournament

2024-04-26

TRA, in conjunction with Border Icons in Sport (BIS) are sponsoring an Under 13 Primary Schools Soccer Tournament to be held in East London. Organised by the Stella Jessie Esbend Local Football Association (LFA) and Saints FC, and  held under the auspices of (BIS), this initiative reflects their motto of “Restoring the Soul and Dignity […]

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TRA’s Support for Out-of-Hospital Procedures

2024-01-18

Total Risk Administrators (TRA) is committed to offering comprehensive gap cover for various out-of-hospital procedures. The following article expands on the outpatient support highlighted in the TRA Out-of-Hospital Procedure List for 2024. TRA’s Enhanced Outpatient Coverage Our out-of-hospital policy guarantees that patients receive essential financial assistance for medical treatments outside the hospital. Please note that […]

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TRA’s Gap Cover Exclusion Policy

2024-01-08

Policyholders need to understand that having medical aid does not guarantee that your insurer will cover all of your medical bills. Sometimes, you may need to pay an extra amount, which is known as a shortfall. In such situations, if the medical treatment is included, a gap cover policy in addition to your medical aid […]

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What is Medical Gap Cover?

2023-11-13

Medical gap cover is not a medical insurance plan but a supplementary health insurance policy. It acts as a financial safety net, bridging the difference, or “gap,” between what your medical aid scheme pays for and the fees charged by private medical professionals should they be above your scheme’s allocated amount. This cover for unexpected […]

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Our Latest News

What Is Gap Cover?
16 September 2026 · Gap Cover, News, TRA News

What Is Gap Cover?

Gap cover pays the difference between what your medical aid covers and what specialists charge. TRA answers the question “What is Gap Cover?”

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