Corporate Gap Cover: Protection for SA Employer Groups
Medical aids and medical schemes in South Africa don’t cover the full cost of healthcare. The gap between what medical aid pays and what healthcare
12 November 2025
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Medical aids and medical schemes in South Africa don’t cover the full cost of healthcare. The gap between what medical aid pays and what healthcare
Copyright: Consumer research conducted by BrandMapp on behalf of Total Risk Administrators (TRA), 2025. “With only 19% of medically insured South Africans currently having gap
Understanding medical aid tariffs and what “above-tariff” means is crucial for every medical aid member in South Africa. Medical aid tariff refers to the predetermined
Paying R5000 or more a month for medical aid should mean you’re covered for almost anything. But the reality is, even top-tier medical aid plans
Medical gap insurance is essential for South Africans who want comprehensive coverage and financial protection against medical expense shortfalls. Even with a registered medical aid
As South Africans, we are lucky to live in a truly rainbow nation. This term, which refers to our country’s multicultural diversity and heritage, was
As your family grows, so does your need for comprehensive insurance protection that has you covered on all fronts. Families without proper cover often find
You Could Be Missing Out On Thousands of Rands Every Year! Did you know that SARS provides significant tax relief through medical tax credits that
Planning your next international adventure? Make sure you have all your ducks in a row. Exploring new places abroad is thrilling, but it can also
Are you aware of the annual aggregate limit for your medical aid or gap cover provider and how it can affect you and your family?
Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy.
Gap cover for Discovery medical aid pays the in-hospital shortfalls your medical aid does not. When a specialist charges 300%
Pre-existing conditions are the single most common reason people put off applying for gap cover. They are worried that a
Absolute Cover Plus is TRA's premium gap cover offering that works hand in hand with your registered medical aid scheme.
