Here is all you need to know about our Vital Cover Plus Gap Cover product option:
Vital Cover Plus is our second entry level product option, which is sufficient in providing for Gap Cover, Casualty cover, Co-Payment cover and Sub-Limit cover, and has a separate Oncology benefit that provides Oncology Gap Cover and Oncology Co-Payment cover. These benefits are subject to an overall annual limit of R158 000 per insured person […]
What is our Basic Cover 300 product?
Basic Cover 300 is TRA’s entry level Gap Cover product, which provides: Gap Cover, Casualty cover and a separate Oncology Gap Cover benefit . The Basic Gap (Gap Cover), Casualty and Oncology Gap benefits are subject to the aggregate annual limit of R158 000 per insured person per annum. (This limit is changing to R165 […]
In times of an emergency, TRA Assist can be a lifeline for when you need it the most.
Find out more in our latest article: TRA has partnered with ER24 Assist to provide a mobile app (TRA Assist) which has very exciting benefits for our TRA Gap Cover policyholders. Our app is available to main policyholders with an option for inviting their dependants who are over the age of 18 years old. In […]
Gap Cover: The Important Information (Part 2)
When are you not covered?: Co-payment Gap Cover (excluding Oncology Benefit): • Where you have been charged a co-payment or deductible by your medical aid because you did not adhere to your medical aid rules or you chose to see a doctor or hospital that is not on your Scheme’s network. This is dependent on […]
What is the TRA Oncology Gap Benefit?
This is when a shortfall arises after your medical aid has processed your account and is due to service providers charging above scheme tariff for medical aid approved oncology treatment plans (it is important to note that this is subject to: the Gap Cover percentage; and medical aid approved treatment plan being covered up to […]
Gap Cover: The Important Information (Part 1)
When can you claim? • The waiting periods all start on the same ‘Join Date’ as specified in the certificates. • There is no general 3 month waiting period. • There is however a 10 month condition specific waiting period for any Gap Cover policy if they relate to any of the conditions as set […]
Do you have Gap Cover?
Gap Cover is one of those additional policies that work in conjunction with your medical aid, which assists with shortfalls in terms of what the doctor will charge you and what your medical aid will actually cover for in-hospital procedures. There is the assumption that if you have a medical aid, you are naturally covered […]
What Are Medical Aid Co-Payments and How Can I Avoid Them?
Having a medical aid gives an individual peace of mind that in the case of a dreaded disease or a serious accident, you are covered. However, this is not always the case. For many procedures, you need an additional cash infusion if an imposed co-payment needs to be paid. This is where Gap Cover can […]
TRA Gap Cover: What waiting periods are imposed?
Having Gap Cover can make an individual feel more protected and covered when it comes to those unexpected medical emergencies. However, like any kind of insurance or policy, there are terms and conditions the individual must understand when wanting to claim. Take a look at the waiting periods imposed: General waiting period: There is NO […]
TRA’s Absolute Cover Plus
Total Risk Administrators has four different product options with differing levels of cover. Absolute Cover Plus is the top level of Gap Cover provided by TRA. This option is sufficient in providing for Gap Cover, Casualty cover, Oncology Gap and Co-Payment cover as standard benefits, and also provides Sub-Limit cover, as well as an Oncology […]
