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Gap Cover is one of those additional policies that work in conjunction with your medical aid, which assists with shortfalls in terms of what the doctor will charge you and what your medical aid will actually cover for in-hospital procedures. There is the assumption that if you have a medical aid, you are naturally covered […]
Having a medical aid gives an individual peace of mind that in the case of a dreaded disease or a serious accident, you are covered. However, this is not always the case. For many procedures, you need an additional cash infusion if an imposed co-payment needs to be paid. This is where Gap Cover can […]
Having Gap Cover can make an individual feel more protected and covered when it comes to those unexpected medical emergencies. However, like any kind of insurance or policy, there are terms and conditions the individual must understand when wanting to claim. Take a look at the waiting periods imposed: General waiting period: There is NO […]
Total Risk Administrators has four different product options with differing levels of cover. Absolute Cover Plus is the top level of Gap Cover provided by TRA. This option is sufficient in providing for Gap Cover, Casualty cover, Oncology Gap and Co-Payment cover as standard benefits, and also provides Sub-Limit cover, as well as an Oncology […]
The perfect Gap Cover is designed to protect individuals who have a medical aid from additional unbudgeted costs during hospitalisation, by covering the differences between medical aid tariff and private rates. When looking at medical aids, there are many different options you can choose from and the same goes for Gap Cover polices. Take a […]
Total Risk Administrators has four different product options with differing levels of cover. Super Cover Plus is the third level of Gap Cover provided by TRA. This option is sufficient in providing for Gap Cover, Casualty cover and Oncology Gap as standard benefits, and also provides important Co-Payment cover. Super Cover Plus covers up to […]
When looking at Gap Cover, it is important to not only see what they do have to offer, but take a look at when you are not covered with Gap Cover. It is often assumed by many that they will be covered for all of the extra costs incurred all of the time, however that […]
Total Risk Administrators has four different product options with differing levels of cover. Vital Cover Plus is the ‘second level’ of Gap Cover provided by TRA. This option is sufficient in providing for Gap Cover, Casualty cover and Oncology Gap Cover. Vital Cover Plus covers up to 700% above the medical aid scheme tariff. This […]
Gap Cover is for individuals or families on a medical aid. It does not replace a medical aid and is not a substitute for a medical aid, but it can assist with the additional costs your medical aid may not cover in full (but they have to pay their portion first) for in-hospital practitioner costs. […]
Total Risk Administrators has four different product options with differing levels of cover. The entry-level product option is Basic Cover 300. This option is sufficient in providing for Gap Cover, Casualty cover and Oncology Gap Cover. Basic Cover 300 covers up to 300% above medical aid scheme tariff. This means that if your service provider […]
Many people have medical aid in order to give them the peace of mind that if something goes wrong, they are 100 percent covered. Unfortunately, this is not always true – which is why you need Gap Cover to ensure that you don’t receive a large and unexpected hospital bill. TRA Gap Cover is where […]
World TB day is on the 24th of March annually. It is a day to raise public awareness about the health, social and economic consequences of TB. It is also to set up efforts to end the global TB epidemic. The theme for 2019 World TB Day is: “It’s Time…to keep the promises made at […]
The International Day of Happiness is a day to celebrate being happy! It started in 2013 as a way to recognise the importance of happiness in people’s lives around the world. It is celebrated on the 20th of March annually due to the March Equinox. Individuals have realised that human happiness and well-being is important […]
Glaucoma week is from the 10th till the 16th of March. It a week to bring awareness to glaucoma, and how early detection can save your eyesight. According to worldglaucomaweek.org: “ Each year we adopt a common theme that is then adapted to local conditions. This unites our efforts. Recently we have concentrated on First […]
International Women’s Day is celebrated on March 8th every year. It is a day where women’s rights are the focal point. The first International Women’s Day occurred in 1911 and was supported by over 1 million people. It has increased every year since. The theme for the 2019 campaign is #BalanceForBetter. This campaign runs all […]
Rare disease day is celebrated on the 28th of February every year. It is a day to bring awareness and support to Individuals who have a rare disease. This year will be the 12th edition of the awareness campaign. The theme for the 2019 Rare disease day is “ Bridging health and social care”. The […]
Cervical Cancer is one of the most common cancers found in women. This type of cancer often grows very slowly and it can be detected in precancerous stages. That is why it is important to go for regular PAP tests. Symptoms of cervical cancer: There are often no symptoms, however, there can be a few. […]
The liver is very capable of repairing damaged cells, however, after a sustained amount of damage, these cells cannot heal anymore which causes cirrhosis. The problem is many people do not notice the symptoms at first due to them being so non-specific. There are 6 subtle signs which could suggest your liver might be suffering: […]
World Cancer Day is celebrated on the 4th of February every year. It is a day that empowers all of us across the world to show support, raise our collective voice, take personal action and press our governments to do more. World Cancer Day is the only day on the global health calendar where we […]
On the last Sunday of January is World Leprosy Day. It focuses on trying to meet the target of zero cases of leprosy related disabilities in children. Disabilities do not occur overnight, but happen after a prolonged period of undiagnosed disease. Early detection is key to achieve this target, alongside scaling up interventions to prevent […]
Understand the importance of sleep and how your sleep quality can affect your well-being. Watch TRA’s podcast episodes to find out more!
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Gap cover can shield you from unexpected medical expenses, discover the 5 reasons you need gap cover in South Africa.
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Gap cover pays the difference between what your medical aid covers and what specialists charge. TRA answers the question “What is Gap Cover?”
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