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How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

OUR LATEST NEWS
13 July 2026Gap Cover, Health Insurance, News, TRA News

The Best Gap Cover in South Africa – TRA Lists 10 of The Best Gap Cover Plans for South Africans

Taking out medical gap cover can prove life-saving, especially when you are admitted to a hospital and risk incurring shortfall

29 June 2026TRA News

The Affordable Medical Aid Option: Hospital Plan and Gap Cover

A hospital plan is one of the medical aid options in South Africa, regulated under the Medical Schemes Act, with

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26 June 2026News, TRA News

Medical Gap insurance waiting periods

Yes, you can get gap cover with no waiting period in South Africa, but only if you transfer from another

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