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Losing a parent might be one of the most overwhelming losses you’ll experience in life, filled with uncertainty and understandable grief. It’s always a good idea to have a plan in place of what to do after your parent passes away, which will make the immediate days after their passing greatly easier to navigate through. […]
Selecting a headstone for your loved one who has passed away is not an easy task but it should be considered as a process of healing and of memorialising your loved one. What is a headstone? A headstone is placed at the head of your loved one’s grave to serve as a monument and to […]
Cervical cancer is the second most commonly diagnosed cancer among South African women and usually diagnosed in women between the ages of 15 to 49. It is, however, a preventable type of cancer. Prevention and treatment of cervical cancer Although 1 in 35 women are at risk of being diagnosed with cervical cancer, it can […]
You’ve gotten hurt at work- now what do you do? Who covers the potential associated costs? What is the procedure? Most companies, depending on where you work, should have some sort of cover in place should anything happen to their employees. But there is no law that requires employers to provide healthcare. When you join […]
There are many frequently asked funeral questions that family members ask when they find themselves having to plan a funeral. When a loved passes away, it isn’t only the grief you need to face. Mourners also have to handle the various funeral plans and other arrangements. During this emotionally devastating time, many people don’t even […]
Rather have it and not need it is pretty much how you need to look at having a gap cover plan. Yes, you may be thinking, well I have a medical aid and surely that’s enough? Not exactly. Not all medical aids pay out in full for certain specialists or procedures and you can’t always […]
As cliche as it sounds, and yes, you’ve probably heard it numerous times before, but accidents unfortunately happen! And you don’t want to be caught out having to pay excessive hospital and/ or doctor’s bills. This is why it is so important to have medical aid in place. Medical aid is a form of insurance […]
Answering the question of what is the best and what is the cheapest medical aid is often a very tricky one to answer. Most plans are brilliant and affordable for some while not so much for others. The cost and cover options are also dependent on if you are a fairly sickly person who needs […]
In the constantly evolving landscape of medical wellness and healthcare in South Africa, it is becoming increasingly vital for individuals to protect themselves against unexpected medical costs. This is where gap cover plans step in to bridge the financial gap between what a given medical aid scheme will cover and what patients are actually required […]
One of the most stressful times in life is finding yourself or a loved one in hospital, only to realise that you can’t afford to cover the hefty medical costs. Having medical aid is probably one of the most important financial costs that you have to have every month to ensure that you and your […]
For TRA Gap Cover: There is no general three (3) month waiting period. If you as a member can provide a certificate to show proof of a previous membership on another legitimate Gap Cover: provider (provided you have had no break in cover for at least 24 months to the benefit start date of your […]
It’s no secret that having a medical aid in place in South Africa will end up saving you a lot of money during any kind of medical crisis. Medical aid is a form of insurance that you pay monthly for, for any medical related expenses- from doctors visits, to hospital visits, surgeries or medicinal purchases. […]
For the TRA Gap Cover options, there is no general three (3) month waiting period. If a membership certificate is provided to show proof of a previous membership on another legitimate Gap Cover provider (and this membership is for a period of at least 24 months with no break in cover to the benefit start […]
There is and has been so much uncertainty around the Coronavirus and how it is affecting not only South Africans but the world alike. In uncertain times, it’s important to have some information, which is why we have provided some basic information from reputable sources below, for you to help be better informed on Covid-19. […]
POPI Have you ever heard of the term POPI? This is the Protection of Personal Information Policy and this allows insurers to collect, store and use the personal information provided by an individual. Personal information is collected only when an individual knowingly and voluntarily submits information. Personal Information may be required to provide a Gap […]
Like most people, you have a medical aid to give you peace of mind that if you need medical care for any reason at all, whether it be through accident or illness, your medical bills will be covered. After all, who needs to add financial worry to the stress of being hospitalised? Again, like most […]
Find out more in our latest article: TRA has partnered with ER24 Assist to provide a mobile app (TRA Assist) which has very exciting benefits for our TRA Gap Cover policyholders. Our app is available to main policyholders with an option for inviting their dependants who are over the age of 18 years old. In […]
When are you not covered?: Co-payment Gap Cover (excluding Oncology Benefit): • Where you have been charged a co-payment or deductible by your medical aid because you did not adhere to your medical aid rules or you chose to see a doctor or hospital that is not on your Scheme’s network. This is dependent on […]
This is when a shortfall arises after your medical aid has processed your account and is due to service providers charging above scheme tariff for medical aid approved oncology treatment plans (it is important to note that this is subject to: the Gap Cover percentage; and medical aid approved treatment plan being covered up to […]
When can you claim? • The waiting periods all start on the same ‘Join Date’ as specified in the certificates. • There is no general 3 month waiting period. • There is however a 10 month condition specific waiting period for any Gap Cover policy if they relate to any of the conditions as set […]
Understand the importance of sleep and how your sleep quality can affect your well-being. Watch TRA’s podcast episodes to find out more!
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Gap cover can shield you from unexpected medical expenses, discover the 5 reasons you need gap cover in South Africa.
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Gap cover pays the difference between what your medical aid covers and what specialists charge. TRA answers the question “What is Gap Cover?”
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