Bridging the Gap: Prioritising Mental Health with TRA’s Gap Cover

Balancing the demands of life can often feel overwhelming. We find ourselves juggling many aspects of daily life, and at times, our health can fall victim to this aftermath. While physical health has long enjoyed the spotlight, mental health is gaining the recognition it deserves as an integral component of overall wellness. Total Risk Administrators is stepping up to the plate, offering a comprehensive approach to gap cover that includes

10 April 2026

Familt stressing about Medical Aid Increases

Managing 2026 Medical Aid Increases in South Africa with Gap Cover

Medical aid premiums in South Africa continue to rise year on year, with 2026 increases ranging from 5% to over 10% depending on the scheme. But here’s what many members don’t realise: higher premiums don’t automatically mean better protection. In fact, as schemes manage costs internally, the gap between what they pay and what specialists actually charge often widens. This is where gap cover becomes essential. Why Higher Premiums Don’t

11 March 2026

Medical Aid Vs Gap Cover: What’s The Difference

Both cover hospital costs, but in different ways. Medical aid pays benefits up to your plan’s limits. Gap cover pays the shortfall when doctors charge above those limits. Simple enough, but the detail matters. Here’s what you need to know about using both for complete healthcare protection What is Medical Aid? When it comes to medical aid, this type of coverage offers a wide array of benefits depending on your

11 March 2026