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TRA, a gap cover provider expalins everything you need to know about above-tariff rates

What does above-tariff mean? Medical Aid Tariffs Explained

Understanding medical aid tariffs and what “above-tariff” means is crucial for every medical aid member in South Africa. Medical aid tariff refers to the predetermined rates that medical aid schemes pay for specific medical procedures and treatments. When specialists charge above these tariff rates, members face unexpected medical bills unless they have gap cover protection from an authorised financial services provider. What Is Medical Aid Tariff? A medical aid tariff

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You still need gap cover when you pay R5000 and over

Paying R5000 for Medical Aid? You Still Need Gap Cover

Paying R5000 or more a month for medical aid should mean you’re covered for almost anything. But the reality is, even top-tier medical aid plans in South Africa don’t cover the total medical bill. Thousands of South Africans pay R5,000 or more every month for medical aid. Many feel that a premium medical aid scheme covers it all, but specialists are more commonly charging above medical aid tariff rates, making

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Get TRA Gap cover insurance for retirees, over 65s and pensioners

Types Of Insurance for Retirees Over 65

For South Africans over 65, securing and building an insurance portfolio is essential to protecting your health, finances, and loved ones. Retirees must make informed decisions about the types of cover that best suit their later life. These include health insurance, life insurance, funeral cover, and critical illness cover. It is advisable to start building your insurance portfolio before you turn 65, as there are typically hefty price differences in

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How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

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What does above-tariff mean? Medical Aid Tariffs Explained

Understanding medical aid tariffs and what "above-tariff" means is crucial for every medical aid member in South Africa. Medical aid

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Paying R5000 for Medical Aid? You Still Need Gap Cover

Paying R5000 or more a month for medical aid should mean you’re covered for almost anything. But the reality is,

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9 October 2025Uncategorized

Types Of Insurance for Retirees Over 65

For South Africans over 65, securing and building an insurance portfolio is essential to protecting your health, finances, and loved

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