2026 TRA Gap Cover Pricing
If you ask several people if they know what gap cover is, many might have a general idea, but often, there is a misconception surrounding
26 January 2026
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If you ask several people if they know what gap cover is, many might have a general idea, but often, there is a misconception surrounding
In general, we all aim to ensure that our health, and that of our loved ones, is looked after. However, the past few years have
Dental treatment can be costly. Even with comprehensive medical aid plans, often you’ll find that not all expenses associated with dental treatments are covered. This
It’s a scenario playing out across South Africa every day: You’re diligent with your medical aid payments. You go in for a necessary procedure. Everything
Medical aids and medical schemes in South Africa don’t cover the full cost of healthcare. The gap between what medical aid pays and what healthcare
Copyright: Consumer research conducted by BrandMapp on behalf of Total Risk Administrators (TRA), 2025. “With only 19% of medically insured South Africans currently having gap
Understanding medical aid tariffs and what “above-tariff” means is crucial for every medical aid member in South Africa. Medical aid tariff refers to the predetermined
Paying R5000 or more a month for medical aid should mean you’re covered for almost anything. But the reality is, even top-tier medical aid plans
As your family grows, so does your need for comprehensive insurance protection that has you covered on all fronts. Families without proper cover often find
Planning your next international adventure? Make sure you have all your ducks in a row. Exploring new places abroad is thrilling, but it can also
Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy.
Gap cover matters for women because the treatments women are most likely to face, breast cancer surgery and gynaecological procedures
Yes. As a foreigner planning to live in South Africa for a longer period, you can join a medical aid
A sub-limit is a cap your medical aid places on a specific procedure or item, separate from your overall annual
