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Ask most people to name the pillars of good health and they will say nutrition and exercise. On The Inside TRAQ podcast, host Dr Avron Urison put a different question to guest Dr Alison Bentley: have we underestimated a good night’s sleep as the third pillar? Her answer is that sleep is not passive downtime. Getting enough quality sleep is an active biological process that supports physical repair, brain restoration,
Medical aid is not the safety net most members think it is. Even on a comprehensive plan, healthcare providers often charge more than what your medical aid pays for a procedure, and the difference then sits with the member to cover, not the scheme. That difference is known as a shortfall, and it’s what gap cover exists to assist with. The Meaning of Gap Cover in South Africa Gap cover
Gap cover is a short-term insurance product designed to cover the financial shortfall between what your medical aid pays and the actual costs charged by private healthcare providers. In South Africa, medical aid schemes often reimburse healthcare services at a predetermined rate, known as the medical scheme tariff (MST). However, specialists and hospitals may charge significantly more than these medical scheme rates, leaving patients responsible for the difference. Total Risk
Gap cover for Discovery medical aid pays the in-hospital shortfalls your medical aid does not. When a specialist charges 300% of the Discovery Health Rate but your plan only pays
Pre-existing conditions are the single most common reason people put off applying for gap cover. They are worried that a previous surgery, a chronic illness, a back problem or a
Absolute Cover Plus is TRA’s premium gap cover offering that works hand in hand with your registered medical aid scheme. It covers the difference between what your medical aid pays
Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy.
Ask most people to name the pillars of good health and they will say nutrition and exercise. On The Inside
Medical aid is not the safety net most members think it is. Even on a comprehensive plan, healthcare providers often
Gap cover is a short-term insurance product designed to cover the financial shortfall between what your medical aid pays and
