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Is Gap Cover Worth It?

With medical costs costing an arm and a leg in South Africa, many medical aid members are asking: Is an additional premium for gap cover worth it?  The short answer is yes. Why? Well, could you afford an unexpected R20,000 shortfall out of pocket? If we’re being honest, even R5,000 or R10,000 is hard to come up with when you’re not expecting it. For a relatively low monthly premium over

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Health and Financial Well-Being with TRA's Female Cancer Cover

Prioritising Women’s Health and Financial Security: How Cancer Cover Helps

Your health and ability to feel financially secure are interconnected, particularly when it comes to serious illnesses like cancer. Illnesses like cancer take a toll of their own, and having little to no financial protection can add additional strain. There is no question that a cancer diagnosis is life-altering, especially when you look at how it impacts a patient’s physical and emotional well-being. Medical treatments, ongoing care, and associated expenses

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Want a change? Here are some tips on switching medical aids in South Africa

Tips for Switching Medical Aids in South Africa

Changing medical aids in South Africa requires careful planning and understanding of the policies governing medical schemes. Whether you’re looking for better cover for medical expenses, lower costs, or a scheme with more comprehensive benefits, it is important to consider the implications of a change. Considerations Before You Make a Change When Can You Switch Medical Aids? You can switch to a new medical aid scheme at any time of

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family playing on the couch, smiling

Is Gap Cover Worth It?

With medical costs costing an arm and a leg in South Africa, many medical aid members are asking: Is an additional premium for gap cover worth it?  The short answer

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FREQUENTLY ASKED QUESTIONS

How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

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