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Doctor hi-fiving toddler

The Future of Gap Cover

In general, we all aim to ensure that our health, and that of our loved ones, is looked after. However, the past few years have shown that there are no guarantees regarding healthcare costs or medical cover. For many South African families, unexpected medical expenses can quickly become a financial burden without the right safety net. This is where gap cover comes in. Gap cover insurance covers the in-hospital shortfalls

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little girl getting her teeth checked by a dentist

Understanding How Dental Gap Cover Works

Dental treatment can be costly. Even with comprehensive medical aid plans, often you’ll find that not all expenses associated with dental treatments are covered. This is where gap cover becomes essential, bridging the gap between what your medical aid pays and the actual costs of the procedures, in this case, what your dental practitioners charge. Total Risk Administrators (TRA) offers a Dental Cover Benefit as part of all our gap

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TRA explains to a young couple what happens to gap cover when they change medical aid

What Happens to Your Gap Cover When You Change Medical Aid?

Changing your medical aid plan is a big decision, and many South Africans face it at some point for various reasons, including seeking more comprehensive benefits, balancing their budget, or finding a plan that better suits their family’s healthcare needs. But here’s a question that often gets overlooked: what happens to your gap cover when you change medical aid? Your gap cover policy and medical aid work together to protect

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FREQUENTLY ASKED QUESTIONS

How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

OUR LATEST NEWS
26 January 2026Gap Cover, News, TRA News

The Future of Gap Cover

In general, we all aim to ensure that our health, and that of our loved ones, is looked after. However,

1 January 2026Gap Cover, News, TRA News

Understanding How Dental Gap Cover Works

Dental treatment can be costly. Even with comprehensive medical aid plans, often you'll find that not all expenses associated with

Read More
17 December 2025Uncategorized

What Happens to Your Gap Cover When You Change Medical Aid?

Changing your medical aid plan is a big decision, and many South Africans face it at some point for various

Read More
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