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basic cover 300, affordable gap cover from R99

TRA Basic Cover 300: Our Affordable Entry-Level Gap Cover Product

If you are a medical aid member in South Africa, consider TRA’s Basic Cover 300, designed to provide affordable, entry-level gap cover for protection against medical aid shortfalls. What Is TRA’s Basic Cover 300? Basic Cover 300 is TRA’s entry-level gap cover policy, available from R99 per month for an individual and R197 per month for a family in 2026. This gap cover product works alongside your registered medical aid,

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Person completing gap cover short term insurance form

Gap Cover: The Short-Term Insurance That You Absolutely Need Over and Above Your Medical Aid

As Josh Billings once said, “Health is like money. We never have a true idea of its value until we lose it.” For South Africans navigating rising medical costs, gap cover short-term insurance is an important consideration for anyone who values their health and financial security. What is Gap Cover? Gap cover is a type of short-term insurance that provides cover for the shortfall between what your medical aid scheme

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Bridging the Gap: Prioritising Mental Health with TRA's Gap Cover

Bridging the Gap: Prioritising Mental Health with TRA’s Gap Cover

Balancing the demands of life can often feel overwhelming. We find ourselves juggling many aspects of daily life, and at times, our health can fall victim to this aftermath. While physical health has long enjoyed the spotlight, mental health is gaining the recognition it deserves as an integral component of overall wellness. Total Risk Administrators is stepping up to the plate, offering a comprehensive approach to gap cover that includes

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How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

OUR LATEST NEWS
1 May 2026Gap Cover, News, TRA News

TRA Basic Cover 300: Our Affordable Entry-Level Gap Cover Product

If you are a medical aid member in South Africa, consider TRA's Basic Cover 300, designed to provide affordable, entry-level

20 April 2026News, TRA News

Gap Cover: The Short-Term Insurance That You Absolutely Need Over and Above Your Medical Aid

As Josh Billings once said, "Health is like money. We never have a true idea of its value until we

Read More
10 April 2026Gap Cover, News, TRA News

Bridging the Gap: Prioritising Mental Health with TRA’s Gap Cover

Balancing the demands of life can often feel overwhelming. We find ourselves juggling many aspects of daily life, and at

Read More
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