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Medical insurance vs medical aid, what's the difference?

Medical Insurance vs Medical Aid: What’s the Difference?

Medical Insurance and Medical Aid may sound like the same thing, and in many ways, they can overlap; however, there are some key differences between a medical aid scheme and medical insurance that are important to know when making a decision on your coverage. Both medical aid and medical insurance offer some form of financial support for healthcare. They differ in how they manage risk, cover costs, and provide benefits.

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Father and son fishing

A Brief History of Father’s Day

In South Africa, Father’s Day falls on the third Sunday of June. It is a day where we can take the time to honour and appreciate our fathers, grandfathers, stepfather or any father figure in our lives. Traditionally, we celebrate by giving cards and gifts, some favourites include biltong and nuts, aftershave or new socks. Accompanied by a Sunday-arvie braai or a lunch at their favourite restaurant. If you’re curious about

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Trusted Gap Cover for Bonitas Medical Aid Members

Gap Cover for Bonitas Medical Aid

Medical aid without gap cover? Just think of a train without tracks – you won’t get far. The same could be true for Bonitas Medical Aid and TRA Gap Cover. Gap cover complements medical aid, especially when facing unexpected hospital costs that fall outside of the medical scheme rates (MSR). Even with the substantial benefits offered by Bonitas medical aid, members may still encounter co-payments or tariff shortfalls when doctors

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FREQUENTLY ASKED QUESTIONS

How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

OUR LATEST NEWS
20 June 2025News, TRA News

Medical Insurance vs Medical Aid: What’s the Difference?

Medical Insurance and Medical Aid may sound like the same thing, and in many ways, they can overlap; however, there

1 June 2025News, TRA News

A Brief History of Father’s Day

In South Africa, Father's Day falls on the third Sunday of June. It is a day where we can take

Read More
28 May 2025Gap Cover, TRA News

Gap Cover for Bonitas Medical Aid

Medical aid without gap cover? Just think of a train without tracks - you won't get far. The same could

Read More
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