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You qualify for gap cover in South Africa when you are a registered member of a medical aid scheme. Gap cover sits alongside your medical aid and pays the in-hospital shortfalls that arise when specialists charge more than the scheme’s tariff. You can extend the policy to your spouse and dependants who share your medical aid membership. Now that we’ve covered one of the most frequent questions we receive as
Dis-chem Gap Cover and TRA Gap Cover are two of South Africa’s main gap insurance providers, but their plans differ on cover ceilings and on the number of plans each offers. Dischem covers up to 600% above scheme tariff across two plans (Base and Summit). TRA covers up to 700% across four plans, starting at R99 per month for an individual policy. NB: Gap cover is supplementary insurance, not a
Gap cover for Discovery medical aid pays the in-hospital shortfalls your medical aid does not. When a specialist charges 300% of the Discovery Health Rate but your plan only pays 200%, you cover the difference out of pocket. TRA gap cover could settle that gap for authorised in-hospital procedures, up to 700% of scheme tariff. Discovery’s 23 plan options give strong hospital cover, but many plans still leave shortfalls behind
You qualify for gap cover in South Africa when you are a registered member of a medical aid scheme. Gap cover sits alongside your medical aid and pays the in-hospital
Dis-chem Gap Cover and TRA Gap Cover are two of South Africa’s main gap insurance providers, but their plans differ on cover ceilings and on the number of plans each
Gap cover for Discovery medical aid pays the in-hospital shortfalls your medical aid does not. When a specialist charges 300% of the Discovery Health Rate but your plan only pays
Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy.
You qualify for gap cover in South Africa when you are a registered member of a medical aid scheme. Gap
Dis-chem Gap Cover and TRA Gap Cover are two of South Africa's main gap insurance providers, but their plans differ
Gap cover for Discovery medical aid pays the in-hospital shortfalls your medical aid does not. When a specialist charges 300%
