In South Africa, the costs of medical treatment keep rising, leaving many people questioning how to stay financially “in the green” when their medical aid just doesn’t seem to be enough anymore. By this, we mean that specialists tend to charge above medical scheme tariff rates, leaving South Africans needing to find a gap cover policy that will have their backs. Unlike many gap cover providers, TRA does not impose

With medical costs costing an arm and a leg in South Africa, many medical aid members are asking: Is an additional premium for gap cover worth it?  The short answer is yes. Why? Well, could you afford an unexpected R20,000 shortfall out of pocket? If we’re being honest, even R5,000 or R10,000 is hard to come up with when you’re not expecting it. For a relatively low monthly premium over