
Medical Aid Is Not Enough: Why You Were Left With A R20,000+ Medical Aid Shortfall
It’s a scenario playing out across South Africa every day: You’re diligent with your medical aid payments. You go in for a necessary procedure. Everything
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It’s a scenario playing out across South Africa every day: You’re diligent with your medical aid payments. You go in for a necessary procedure. Everything

Medical aids and medical schemes in South Africa don’t cover the full cost of healthcare. The gap between what medical aid pays and what healthcare

Copyright: Consumer research conducted by BrandMapp on behalf of Total Risk Administrators (TRA), 2025. “With only 19% of medically insured South Africans currently having gap

Understanding medical aid tariffs and what “above-tariff” means is crucial for every medical aid member in South Africa. Medical aid tariff refers to the predetermined

Paying R5000 or more a month for medical aid should mean you’re covered for almost anything. But the reality is, even top-tier medical aid plans

If you’re a medical aid member in South Africa, consider TRA’s Basic Cover 300 which is designed to provide affordable, entry-level gap cover for protection

As your family grows, so does your need for comprehensive insurance protection that has you covered on all fronts. Families without proper cover often find

Planning your next international adventure? Make sure you have all your ducks in a row. Exploring new places abroad is thrilling, but it can also

Some things just work better when they’re together; medical aid and gap cover are no exception. With medical treatment and specialist costs as high as

Are you aware of the annual aggregate limit for your medical aid or gap cover provider and how it can affect you and your family?
Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy.
It's a scenario playing out across South Africa every day: You're diligent with your medical aid payments. You go in
Medical aids and medical schemes in South Africa don't cover the full cost of healthcare. The gap between what medical
Absolute Cover Plus is TRA's premium gap cover offering that works hand in hand with your registered medical aid scheme.
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