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Can't afford Comprehensive Medical Aid? Pair a hospital pan with gap cover

What If You Can’t Afford (Comprehensive) Medical Aid?

Most people picture one thing when they hear “medical aid”: a comprehensive plan with all the bells and whistles you hardly use. However, what people don’t often realise is that an entry-level hospital plan can still be a type of medical aid, registered and regulated under the same Medical Schemes Act just as any comprehensive option. And that means, this sort of entry-level plan opens the door to supplementary cover

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what is the annual aggregate limit

What Is The Annual Aggregate Limit & Why Has It Increased?

Are you aware of the annual aggregate limit for your medical aid or gap cover provider and how it can affect you and your family? Terms used in insurance can often be complicated and overwhelming. However, medical aid members need to understand what these terms mean and how they affect their medical scheme and short-term insurance products. What is the annual aggregate limit? The annual aggregate limit refers to the

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Doctor explaining Gynaecologist Costs in South Africa

What a Gynaecologist Costs in South Africa in 2026, and What Your Medical Aid Leaves You to Pay

A gynaecologist consultation in South Africa runs around R700 at published private practice rates, a self-pay Pap smear around R280, and a screening mammogram from roughly R1 200. Surgery changes the shape of the number entirely, with one practice quoting around R100 000 for a hysterectomy including theatre time and hospital fees. Your medical aid will carry most of the in-hospital side up to its own tariff, and often almost

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FREQUENTLY ASKED QUESTIONS

How Does Gap Cover Work?

Gap cover insurance is essential for covering shortfalls after medical treatments like surgeries or hospital stays where the specialist’s fees are higher than what your medical aid covers. Once your medical aid has processed and paid their portion of the bill, you can claim the remaining amount from your gap cover provider, according to the terms of your policy. 

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